View Message

ALERT
Our Midwood branch located at 1560 Flatbush Avenue in Brooklyn will reopen this Friday, May 31st!

In the meantime, you can securely access your accounts by logging into Digital Banking or visiting any of our other local branches.

Insurance

Top-Tier Insurance for Everyday Heroes

MCU has more than a century-long history of being there for what really matters. Protecting you and your family isn’t our product; it’s our passion.

3ac62754d5e065d79c4bc7d7580816f3
top-shape green-shape drak-blue red-shape yellow-shape

Discover Insurance Plans That Offer Peace of Mind.

Together with our partners at TruStage® and PFP, MCU can help provide you and your family with competitive rates on insurance products that offer peace of mind and financial support when you need it most.

Banking That’s Always by Your Side

Access the information you need, when you need it with our easy-to-navigate digital banking platform. Discover helpful tools and settings that make banking smarter, not harder.

Download the Mobile Banking App
MCU-homepage-mobile-mockup-V3-new

Serving All the Heroes in Our Community with Better Banking

Whether you want to start building credit, or start growing your savings, your assets, or your family, MCU has a variety of products with competitive rates, member-friendly terms, and the tools you need to build an exceptional financial future.

No Matter Where You Are in Life, We’re Right There with You

At MCU, we believe that a credit union should be a lifelong source of financial education and support—from planning for college to saving for retirement and everything in between.

That’s why we have specialized recommendations for products and services designed to help you meet your goals (both short-term and down the road), based on your changing needs and priorities.

Show Me Products For My Life Right Now
top top
bottom

Make the Most of Your MCU
Membership.

Membership in our community is about more than just banking. As an MCU member, you can access valuable information and resources to help you plan and reach your financial goals.

All about Private Mortgage Insurance (PMI)

Have you heard of PMI? PMI, short for Private Mortgage Insurance, is an insurance policy that helps protect the lender if the borrower can't pay their mortgage. ...

What to Consider Financially As A First-Time Homebuyer

So, you’re ready to buy your first home. Congratulations! For many people, taking this step is one of the biggest financial moves they will make in their entire lives. Because of ...

Mortgages 101: Getting Started on The Path to Homeownership

When you embark on the search for a new home, you may think you know the steps to take: Read the listings, visit some open houses, sign on with a Realtor, make an offer. In fact, ...
FAQs

Get Answers to Our Most Frequently Asked Questions.

What is the process for applying for insurance through MCU?

The process differs depending on the type of insurance product and which trusted insurance partner is offering it. If the product is offered through The Family Security Plan® visit this page for more information https://www.familysecurityplan.com/. If the product is offered through TruStage® visit https://www.trustage.com/ for more information.

Is MCU an insurance company?

No, MCU is not an insurance company. MCU partners with insurance companies to offer our members top-of-the-line insurance products and services.

Can my family members get the same discounts or free benefits as I do?

Yes and no. Generally, most of your benefits will be available to your dependents, but not to immediate family members. Your immediate family is eligible to join MCU and reap all the benefits that come from being a member, though—just send them this link https://www.nymcu.org/join/becoming-a-member to help them apply.

What discounts do I get with MCU membership?

The discounts differ depending on the type of insurance product and which trusted insurance partner is offering it. If the product is offered through The Family Security Plan® visit this page for more information https://www.familysecurityplan.com/. If the product is offered through TruStage® visit https://www.trustage.com/ for more information.

Who do I contact when I have a question about insurance?

You can contact the MCU member services team via our contact page here: https://www.nymcu.org/contact-us, we will be happy to answer any questions you may have.

Ready to Join the MCU Community?

Apply now to get access to the competitive rates, reliable banking products, and educational resources you need to create a foundation for an exceptional financial future.

Join Now
Why Join?
final-cta-green-visual-asset_left
02.04.01.00-mcu-true-rewards-cashback-visa-hero-image_dots-isolated
final-cta-green-visual-asset-paint-stroke
You are now leaving the Municipal Credit Union website and entering a website hosted by another party. A link to this site is being made available for convenience and informational purposes only. Any products or services accessed through this link are not being provided by Municipal Credit Union and are solely the responsibility of the vendor or merchant hosting this other website. Please be advised that the vendor or merchant hosting this other website may have a privacy and information security policy that is different than that of Municipal Credit Union. Municipal Credit Union disclaims any responsibility for the content of the third-party website you are about to access.