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Alert: Limited ATM Access at West Harlem 🚧
Please be advised that the ATM lobby at our West Harlem location will be undergoing construction as part of our expansion. While ATM access will remain available, it will be limited during this time.
For your convenience, please consider using our nearby ATMs at:
📍 Harlem Hospital
📍 Harlem ATM Center
We appreciate your patience and understanding as we work to enhance your banking experience!

Insurance

Top-Tier Insurance for Everyday Heroes

MCU has more than a century-long history of being there for what really matters. Protecting you and your family isn’t our product; it’s our passion.

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Discover Insurance Plans That Offer Peace of Mind.

Together with our partners at TruStage® and PFP, MCU can help provide you and your family with competitive rates on insurance products that offer peace of mind and financial support when you need it most.

Banking That’s Always by Your Side

Access the information you need, when you need it with our easy-to-navigate digital banking platform. Discover helpful tools and settings that make banking smarter, not harder.

Download the Mobile Banking App
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Serving All the Heroes in Our Community with Better Banking

Whether you want to start building credit, or start growing your savings, your assets, or your family, MCU has a variety of products with competitive rates, member-friendly terms, and the tools you need to build an exceptional financial future.

No Matter Where You Are in Life, We’re Right There with You

At MCU, we believe that a credit union should be a lifelong source of financial education and support—from planning for college to saving for retirement and everything in between.

That’s why we have specialized recommendations for products and services designed to help you meet your goals (both short-term and down the road), based on your changing needs and priorities.

Show Me Products For My Life Right Now
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Make the Most of Your MCU
Membership.

Membership in our community is about more than just banking. As an MCU member, you can access valuable information and resources to help you plan and reach your financial goals.

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Avoid Tax Scams

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The Smart Borrower’s Guide

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Personal Loans vs. Credit Cards

When it comes to borrowing money, two of the most common options are personal loans and credit cards. Each has its advantages and drawbacks, and the right choice depends on your financial needs ...
FAQs

Get Answers to Our Most Frequently Asked Questions.

What is the process for applying for insurance through MCU?

The process differs depending on the type of insurance product and which trusted insurance partner is offering it. If the product is offered through The Family Security Plan® visit this page for more information https://www.familysecurityplan.com/. If the product is offered through TruStage® visit https://www.trustage.com/ for more information.

Is MCU an insurance company?

No, MCU is not an insurance company. MCU partners with insurance companies to offer our members top-of-the-line insurance products and services.

Can my family members get the same discounts or free benefits as I do?

Yes and no. Generally, most of your benefits will be available to your dependents, but not to immediate family members. Your immediate family is eligible to join MCU and reap all the benefits that come from being a member, though—just send them this link https://www.nymcu.org/join/becoming-a-member to help them apply.

What discounts do I get with MCU membership?

The discounts differ depending on the type of insurance product and which trusted insurance partner is offering it. If the product is offered through The Family Security Plan® visit this page for more information https://www.familysecurityplan.com/. If the product is offered through TruStage® visit https://www.trustage.com/ for more information.

Who do I contact when I have a question about insurance?

You can contact the MCU member services team via our contact page here: https://www.nymcu.org/contact-us, we will be happy to answer any questions you may have.

Ready to Join the MCU Community?

Apply now to get access to the competitive rates, reliable banking products, and educational resources you need to create a foundation for an exceptional financial future.

Join Now
Why Join?
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