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For Existing Mortgage Accounts

Notices of Errors and Information Requests pertaining to your MCU Mortgage or Home Equity accounts must be put in writing and sent to the following address:

  • Municipal Credit Union
    P.O. Box 1002
    Church Street Station

To Reach Us By Mail

  • Municipal Credit Union
    P.O. Box 3205
    Church Street Station
    New York City NY 10007

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if you are an MCU Member with questions or comments, please call the content center at(212)693-4900 for assistance.

For all News/Media inquiries, please contact:

Municipal Credit Union

mediainquiries@nymcu.org

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The Supervisory Committee has established a procedure; Whereby,members can confidentially submit concerns regarding questionable accounting or auditing matters, as well as concerns impacting on internal controls.

Today's Rates

Rates As Low As:
LOANSAPR
Auto Loan*2.54%
Personal Loan**6.95%
  1. Apply Now
  2. View All
MORTGAGESAPR
30 Year Fixed5.067%
HELOC2.99%
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  2. View All
SAVINGSAPY***
IRA 18-Month Variable1.65%
Share Certificate 36-Month2.00%
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* This is a discounted rate. The APR for auto loans will increase by .50% after consummation if automatic transfer from your MCU primary share (savings)/share draft (checking)account is cancelled or the transfer is unsuccessful for 3 consecutive payments.


**The APR for personal loans will increase by .50% after consummation if automatic transfer from your MCU primary share (savings)/share draft (checking) account is cancelled or the transfer is unsuccessful for 3 consecutive payments.


***Annual Percentage Yield
Visit our Rates page for more information

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  2. Current Location
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Today's Rates

Rates As Low As:
LOANSAPR
Auto Loan*2.54%
Personal Loan**6.95%
  1. APPLY NOW
  2. VIEW ALL
MORTGAGESAPR
30 Year Fixed5.067%
HELOC2.99%
  1. APPLY NOW
  2. VIEW ALL
SAVINGSAPY***
IRA 18-Month Variable1.65%
Share Certificate 36-Month2.00%
  1. OPEN NOW
  2. VIEW ALL

* This is a discounted rate. The APR for auto loans will increase by .50% after consummation if automatic transfer from your MCU primary share (savings)/share draft (checking)account is cancelled or the transfer is unsuccessful for 3 consecutive payments.


**The APR for personal loans will increase by .50% after consummation if automatic transfer from your MCU primary share (savings)/share draft (checking) account is cancelled or the transfer is unsuccessful for 3 consecutive payments.


***Annual Percentage Yield
Visit our Rates page for more information

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This web site, www.nymcu.org, is the only authorized web site of Municipal Credit Union of New York City, New York. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

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Routing Number: 226078036

NMLS #:184286

  • ncua Federally insured by NCUA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.