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Replacement Visa Credit Card Update: Please note, if you have requested an MCU Visa credit card recently, your credit card may take a little longer than usual for production and shipping due to some recent unprecedented events at our vendor’s card facility. We apologize for the inconvenience and are working hard to get you your new card as soon as we can.

Spoofing Scams Alert - We would like to remind our members it is very important that you never give out your personal or banking information in response to an unsolicited email, phone call, text message or fax, even if the sender or caller identifies themselves as being from a trusted source, like MCU.

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MCU's Automated Service- Touch Tone Teller

Ask a Question / FAQ

To search our Knowledge Base or submit Your question online:

Visa® Information

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For Existing Mortgage Accounts

Notices of Errors and Information Requests pertaining to your MCU Mortgage or Home Equity accounts must be put in writing and sent to the following address:

  • Municipal Credit Union
    P.O. Box 1002
    Church Street Station

To Reach Us By Mail

  • Municipal Credit Union
    P.O. Box 3205
    Church Street Station
    New York City NY 10007

News/Media Inquiries

if you are an MCU Member with questions or comments, please call the content center at(212)693-4900 for assistance.

For all News/Media inquiries, please contact:

Municipal Credit Union

mediainquiries@nymcu.org

Supervisory Committe/internal Audit

The Supervisory Committee has established a procedure; Whereby,members can confidentially submit concerns regarding questionable accounting or auditing matters, as well as concerns impacting on internal controls.

Today's Rates

Rates As Low As:
LOANSAPR
Auto Loan*3.25%
Personal Loan**7.95%
  1. Apply Now
  2. View All
MORTGAGESAPR
30 Year Fixed6.03%
HELOC2.99%
  1. Apply Now
  2. View All
SAVINGSAPY***
IRA 18-Month Variable2.27%
Share Certificate 36-Month3.04%
  1. Open Now
  2. View All

* This is a discounted rate. The APR for auto loans will increase by .50% after consummation if automatic transfer from your MCU primary share (savings)/share draft (checking)account is cancelled or the transfer is unsuccessful for 3 consecutive payments.


**The APR for personal loans will increase by .50% after consummation if automatic transfer from your MCU primary share (savings)/share draft (checking) account is cancelled or the transfer is unsuccessful for 3 consecutive payments.


***Annual Percentage Yield
Visit our Rates page for more information

IMPORTANT MESSAGE !

Spoofing Scams Alert - We would like to remind our members it is very important that you never give out your personal or banking information in response to an unsolicited email, phone call, text message or fax, even if the sender or caller identifies themselves as being from a trusted source, like MCU.

Replacement Visa Credit Card Update: Please note, if you have requested an MCU Visa credit card recently, your credit card may take a little longer than usual for production and shipping due to some recent unprecedented events at our vendor’s card facility. We apologize for the inconvenience and are working hard to get you your new card as soon as we can.

Find Branches & ATMs

  1. By: ZIP Code
  2. Current Location
  • | Branch Directory
  • My Card

Today's Rates

Rates As Low As:
LOANSAPR
Auto Loan*3.25%
Personal Loan**7.95%
  1. APPLY NOW
  2. VIEW ALL
MORTGAGESAPR
30 Year Fixed6.03%
HELOC2.99%
  1. APPLY NOW
  2. VIEW ALL
SAVINGSAPY***
IRA 18-Month Variable2.27%
Share Certificate 36-Month3.04%
  1. OPEN NOW
  2. VIEW ALL

* This is a discounted rate. The APR for auto loans will increase by .50% after consummation if automatic transfer from your MCU primary share (savings)/share draft (checking)account is cancelled or the transfer is unsuccessful for 3 consecutive payments.


**The APR for personal loans will increase by .50% after consummation if automatic transfer from your MCU primary share (savings)/share draft (checking) account is cancelled or the transfer is unsuccessful for 3 consecutive payments.


***Annual Percentage Yield
Visit our Rates page for more information

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Routing Number: 226078036

NMLS #:184286

  • ncua Federally insured by NCUA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.