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Important Message About Mortgage Statements: New York State recently adopted new rules regarding the servicing of mortgage loans, including providing new periodic statements. As a result of the challenges presented by the COVID-19 pandemic, MCU will begin providing the required periodic statements on August 14, 2020, or shortly thereafter. Thank you.

Contact Center Update: Our Contact Center is experiencing high call volume and longer than average wait times. We apologize for the wait. To avoid the wait, use NYMCU Online Banking or the Mobile App to do your everyday banking transactions, like checking if your paycheck direct deposit is in your account. Check out the “Where to Go Guide” on our COVID-19 Branch and Service Updates page to learn about the various digital banking options available.

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For Existing Mortgage Accounts

Notices of Errors and Information Requests pertaining to your MCU Mortgage or Home Equity accounts must be put in writing and sent to the following address:

  • Municipal Credit Union
    P.O. Box 1002
    Church Street Station

To Reach Us By Mail

  • Municipal Credit Union
    P.O. Box 3205
    Church Street Station
    New York City NY 10007

News/Media Inquiries

if you are an MCU Member with questions or comments, please call the content center at(212)693-4900 for assistance.

For all News/Media inquiries, please contact:

Municipal Credit Union

mediainquiries@nymcu.org

For Advertising Opportunities:

OCD Media LLC/moddern marketing

212-213-6901

Supervisory Committe/internal Audit

The Supervisory Committee has established a procedure; Whereby,members can confidentially submit concerns regarding questionable accounting or auditing matters, as well as concerns impacting on internal controls.

Today's Rates

Rates As Low As:
LOANSAPR
Auto Loan*2.29%
Personal Loan**4.95%
  1. Apply Now
  2. View All
MORTGAGESAPR
30 Year Fixed3.556%
HELOC1.99%
  1. Apply Now
  2. View All
SAVINGSAPY***
IRA 18-Month Variable0.20%
Share Certificate 36-Month0.40%
  1. Apply Now
  2. View All

* The APR for auto loans will increase by .50% after consummation if automatic payroll deduction or direct deposit is cancelled.


** The APR for personal loans will increase by 2% after consummation if automatic payroll deduction or direct deposit is cancelled.


***Annual Percentage Yield
Visit our Rates page for more information

IMPORTANT MESSAGE !

Important Message About Mortgage Statements: New York State recently adopted new rules regarding the servicing of mortgage loans, including providing new periodic statements. As a result of the challenges presented by the COVID-19 pandemic, MCU will begin providing the required periodic statements on August 14, 2020, or shortly thereafter. Thank you.

Contact Center Update: Our Contact Center is experiencing high call volume and longer than average wait times. We apologize for the wait. To avoid the wait, use NYMCU Online Banking or the Mobile App to do your everyday banking transactions, like checking if your paycheck direct deposit is in your account. Check out the “Where to Go Guide” on our COVID-19 Branch and Service Updates page to learn about the various digital banking options available.

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  1. By: ZIP Code
  2. Current Location
  • | Branch Directory

Latest News & Events

  • 19Dec

    Branch Consolidation FAQ MCU 121719

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Today's Rates

Rates As Low As:
LOANSAPR
Auto Loan*2.29%
Personal Loan**4.95%
  1. APPLY NOW
  2. VIEW ALL
MORTGAGESAPR
30 Year Fixed3.556%
HELOC1.99%
  1. APPLY NOW
  2. VIEW ALL
SAVINGSAPY***
IRA 18-Month Variable0.20%
Share Certificate 36-Month0.40%
  1. APPLY NOW
  2. VIEW ALL

* The APR for auto loans will increase by .50% after consummation if automatic payroll deduction or direct deposit is cancelled.


** The APR for personal loans will increase by .50% after consummation if automatic payroll deduction or direct deposit is cancelled.


***Annual Percentage Yield
Visit our Rates page for more information

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Routing Number: 226078036

  • ncua Federally insured by NCUA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.