View Message

Alert: Zelle Service Disruption
Please be advised that Zelle is currently experiencing a temporary disruption, and the service is unavailable. 

We apologize for any inconvenience and appreciate your patience. Please check back for updates.

Growing Your Finances

Grow Your Money without Working Overtime.

We know life gets busy. You’re juggling your career, family, and your social life—that’s why we’re here to help ease the load with the financial tools and expert advice you need to make banking smarter, not harder.

growing-your-finances
top-shape green-shape drak-blue red-shape yellow-shape

Some Key Terms You’ll Need to Know

Stay informed and get the most out of your money—here are some important terms you should know, based on the needs and goals of MCU members like you.

Share Certificate

share certificate at a credit union is a document that represents ownership of a specific amount of money that has been deposited with the credit union for a fixed term. 

Learn More
Compound Interest

Interest calculated on the sum of a principal and accumulated interest from previous periods.

Learn More
Electronic Funds Transfer (EFT)

A type of financial transaction that involves the movement of money between accounts using electronic communication.

Learn More
Automatic Transfer

A process in which funds are automatically moved between accounts. In personal banking, it can be used to transfer money or make payments.

Learn More
Mobile Check Deposit

A feature in a banking app that allows a user to deposit a check into their bank account, typically by taking pictures of the check. 

Learn More
Fixed Rate Loan

A loan with a constant interest rate for the life of the loan, providing the borrower with predictable monthly payments.

Learn More

Banking Products and Tools Designed to Meet You Right Where You Are.

You’ve built a financial foundation—now it’s time to take the next step. Discover which path matches your current financial needs, and then learn about the banking products that can help make your goals a reality.

life-stages-growing-my-family-hero-image

I’m Growing My Family.

Dependable banking for members actively working toward solidifying their financial stability for the present and future while supporting a growing family.

Show Me Products
life-stages-advancing-my-career-hero-image

I’m Advancing My Career.

Smart banking options for members with growing incomes that they need to manage wisely in order to meet their financial goals and save for a stable future.

Show Me Products
Changing-Careers-img

I’m Changing Careers.

Products and tools to support members who have already spent time working and/or raising a family, and are now choosing to transition from one career path to another.

Show Me Products
Group 2545
Group 2546-1
Group-1682

Grow Your Finances with Banking Products Built for You.

You’ve got big goals. We’re ready to jump in and work together to set a financial plan in motion to help you achieve them all. Here are some products that can get you started.

Ready to Grow Your Finances with MCU?

Get access to the products and services you need to achieve your financial goals. MCU Members enjoy competitive rates, expert guidance, and educational resources that empower financial decision making.

Join Us
Why Join?
final-cta-green-visual-asset_left
final-cta-visual-asset_right
final-cta-visual-asset-paint-stroke
You are now leaving the Municipal Credit Union website and entering a website hosted by another party. A link to this site is being made available for convenience and informational purposes only. Any products or services accessed through this link are not being provided by Municipal Credit Union and are solely the responsibility of the vendor or merchant hosting this other website. Please be advised that the vendor or merchant hosting this other website may have a privacy and information security policy that is different than that of Municipal Credit Union. Municipal Credit Union disclaims any responsibility for the content of the third-party website you are about to access.