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HOME EQUITY LOANS
Fixed rates as low as
7.875% APR*
Tap into your home's equity and receive a lump sum payment to make the impossible possible.
What You Need to Apply
Applying online is easy, but to make the process even easier, here is a list of information to come prepared with:
- Social Security number
- Any existing debts or support obligations (such as alimony, child support, or existing liens on your home)
- Employment and income history as well as pay stubs and employer’s contact information
- Proof of homeownership (in NY, NJ, CT & PA only), home insurance, and current mortgage statement
- An appraisal or valuation of your home will be ordered during the loan process
Check Out Other MCU Home Equity Loan Solutions and Choose What’s Best For You!
Home Equity Line of Credit (HELOC)
Choose to spend as much or as little as you need with a variable, revolving Home Equity Line of Credit (HELOC). Like a credit card, you’ll be approved for more borrowing as you make payments toward your outstanding balance.
Home Improvement Loans
The Heroes Home Improvement Loan is designed to make home improvement projects more accessible and affordable—helping homeowners transform their living spaces with flexible loan terms, low fixed interest rates, and access to up to $50,000 in funds.