Products & Services

Insurance

As a credit union member, there are a variety of insurance products available to you.

The Family Security Plan®, offered by PFP, delivers an array of insurance products designed to meet your specific needs.

  • Whole Life Insurance provides members with immediate, additional coverage that will not end with retirement or increase in cost. You can select a death benefit with a cash value component to help meet your financial needs.
  • Disability Income Insurance helps replace your income in the form of a monthly benefit when you are out of work for an extended time due to an injury or illness.
  • Critical Illness Insurance triggers a lump sum cash benefit sent directly to a policyholder who has been diagnosed with a covered critical illness.
Learn More

For a personal consultation to begin building a customized Family Security Plan®, speak to a dedicated PFP Representative in your local MCU Branch or call 844-396-4136.

Product availability, features, benefits and discounts may vary by state. All insurance products have limitations, exclusions and terms for keeping them in force. The insurance product(s) referenced above and offered for sale at the credit union is not a deposit, is not insured by The National Credit Union Share Insurance Fund, the NCUA, or any other governmental agency or deposit insurance program and is not sold, underwritten or guaranteed by the credit union or any affiliated entity. Municipal Credit Union and PFP are separate and distinct organizations.

The Family Security Plan® is an insurance based plan that is offered and promoted by PFP. PFP is not owned in whole or in part by Municipal Credit Union or any of its affiliates or subsidiaries. Municipal Credit Union disclaims any and all responsibility for any claim, right, demand or cause of action which may arise out of, or by reason of, The Family Security Plan® program or any other PFP Insurance program or plan, and/or any act or omission of PFP, its underwriters, agents, servants, employees and assigns. Whole Life Insurance is underwritten by Security Mutual Life Insurance Company of New York, Binghamton, NY (Policy Form No. 2093) CS2754

auto&homeinsurance

TruStage™ Auto & Home Insurance Program

Designed for credit union members like you, the TruStage Auto & Home Insurance Program provides affordable top-quality protection. You could enjoy discounted rates combined with online convenience and 24/7 claims service.

Get Your Free Quote Today or call 1-855-483-2149

Product availability, features, benefits and discounts may vary by state. All insurance products have limitations, exclusions and terms for keeping them in force. The insurance product(s) referenced above and offered for sale at the credit union is not a deposit, is not insured by The National Credit Union Share Insurance Fund, the NCUA, or any other governmental agency or deposit insurance program and is not sold, underwritten or guaranteed by the credit union or any affiliated entity. Municipal Credit Union and TruStage are separate and distinct organizations.

TruStage™ Auto and Home Insurance program is made available through TruStage Insurance Agency, LLC and issued by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverage and limitations. The insurance offered is not a deposit and is not federally insured.
AHE, AHL-1339661.2

Learn More
termlifeinsurance

TruStage Term Life Insurance: 100% Online

TruStage® Term Life Insurance helps protect your family from the loss of your income if you were to die. It pays income-tax free money they could use for the mortgage, debts, unpaid bills or any reason.

And now, it's available entirely online. Apply in about 10 minutes*, and you could get coverage today:

  • Six-step application
  • 100% online
  • Just a few health questions
  • No medical exam
  • Instant decision (up to $300,000)
Get an instant quote based on your budget, and cross "applying for life insurance" off your list today.

A Tradition of Strength

Product availability, features, benefits and discounts may vary by state. All insurance products have limitations, exclusions and terms for keeping them in force. The insurance product(s) referenced above and offered for sale at the credit union is not a deposit, is not insured by The National Credit Union Share Insurance Fund, the NCUA, or any other governmental agency or deposit insurance program and is not sold, underwritten or guaranteed by the credit union or any affiliated entity. Municipal Credit Union and TruStage are separate and distinct organizations.

TruStage™ Term Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. TruStage is not owned in whole or in part by Municipal Credit Union or any of its affiliates or subsidiaries. Municipal Credit Union disclaims any and all responsibility for any claim, right, demand or cause of action which may arise out of, or by reason of, TruStage or any other Insurance program or plan, and/or any act or omission of TruStage, its underwriters, agents, servants, employees and assigns.

SIT-1753169.2

ad&dinsurance

TruStage™ AD&D Insurance

ad&dinsuranceClaim your no-cost AD&D insurance. Add more coverage starting between $1 and $1.50 per month.*

You’re entitled to $1000 of no-cost TruStage® Accidental Death and Dismemberment Insurance—an exclusive member benefit paid for by Municipal Credit Union. All you have to do is claim it.

AD&D insurance could be a nice supplement to life insurance and can pay a cash benefit for loss of life, hand, foot, eye, thumb, speech or hearing as a result of an accident.

Simply activate your no-cost insurance, or add coverage for yourself or your entire family. Acceptance is guaranteed—with no health questions or medical exam.

Don't miss out on this valuable, no-cost benefit of your credit union membership. Claim it now in just three minutes at TruStage.com/ADD. Or call toll-free 1-800-798-8798.

*Cost is between $1 and $1.50 per month for every $10,000 of individual TruStage AD&D Insurance.

Product availability, features, benefits and discounts may vary by state. All insurance products have limitations, exclusions and terms for keeping them in force. The insurance product(s) referenced above and offered for sale at the credit union is not a deposit, is not insured by The National Credit Union Share Insurance Fund, the NCUA, or any other governmental agency or deposit insurance program and is not sold, underwritten or guaranteed by the credit union or any affiliated entity. Municipal Credit Union and TruStage are separate and distinct organizations.

TruStage™ AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. TruStage is not owned in whole or in part by Municipal Credit Union or any of its affiliates or subsidiaries. Municipal Credit Union disclaims any and all responsibility for any claim, right, demand or cause of action which may arise out of, or by reason of, TruStage or any other Insurance program or plan, and/or any act or omission of TruStage, its underwriters, agents, servants, employees and assigns.

ADD-1607683.1

  • youtube facebook
    twitter instagram

Routing Number: 226078036

NMLS #:184286

  • ncua Federally insured by NCUA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.