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Great news! Our Springfield Gardens branch is currently under renovations to provide our members with a better experience. We understand that during the renovation the service can be impacted and we truly appreciate your patience. However, you can also visit our St. Albans branch to help expedite the service while Springfield Gardens is under renovations. Thank you!

INVESTMENT PROPERTIES

Lending Options for Residential Investments

Whether you’re looking to purchase a property to flip, rent out, or let appreciate over time—we have the mortgage option for you.

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Make Smart Investment Decisions with a Loan from MCU.

Deciding to invest in a property can be an exciting step toward building a secure future, but it can be difficult to know where to start. Our members get access to a straightforward application process and expert Lending Sales Specialists to help them make the right moves toward an exceptional financial future.

We’re Ready to Help You Get Past Any Homebuying Hurdles.

Whether you’ve just started browsing for real estate or have already picked out an investment property, MCU is ready to help you bring your goals to life.

Our team of Lending Sales Specialists is excited to help you find the right lending option for your unique needs, and ready to answer any questions that pop up along the way.

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Looking to Finance an Investment Property?

Investing in a property is an effective way to produce additional income or build up equity. Check out our mortgage rates—let’s get the ball rolling on your investment today.

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Stephanie Rodriguez
Stephanie Rodriguez

Consumer Lending Sales Specialist

NMLS ID: 1528938

Taurean Durham
Taurean Durham

Consumer Lending Sales Specialist

NMLS ID: 1608296

Cesarina Pena
Cesarina Pena

Inside Mortgage Loan Officer

NMLS ID: 2232776

 Arnold Allston
Arnold Allston

Consumer Lending Sales Specialist

NMLS ID: 2473598

Xiang He Lin
Xiang He Lin

Consumer Lending Sales Specialist

NMLS ID: 895407

Sherry Munro
Sherry Munro

Consumer Lending Sales Specialist

NMLS ID: 2455517

Jerrel Sturrup
Jerrel Sturrup

Consumer Lending Sales Specialist

NMLS ID: 1950421

Stephanie Fernandez
Stephanie Fernandez

Consumer Lending Sales Specialist

NMLS ID: 2333920

Gary Cotes
Gary Cotes

Consumer Lending Sales Specialist

NMLS ID: 661615

Pedro Lopez
Pedro Lopez

Consumer Lending Sales Manager

NMLS ID: 1257088

Sean Remy
Sean Remy

Lending Sales Assistant

Gabrielle Naughton
Gabrielle Naughton

Lending Sales Assistant

Justyn Chery
Justyn Chery

Lending Sales Assistant

Raquel Bhola
Raquel Bhola

Lending Sales Assistant

Banking That’s Always by Your Side

Access the information you need, when you need it with our easy-to-navigate digital banking platform. Discover helpful tools and settings that make banking smarter, not harder.

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Explore Additional MCU Lending Options.

We work hard to ensure that our community heroes get the financial support they deserve. Whether you're buying a home, a vehicle, or something else, MCU is here to help you along the way.

No Matter Where You Are in Life, We’re Right There with You.

At MCU, we believe that a credit union should be a lifelong source of financial education and support—from planning for college to saving for retirement and everything in between.

That’s why we have specialized recommendations for products and services designed to help you meet your goals (both short-term and down the road), based on your changing needs and priorities.

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Make the Most of Your MCU Membership.

Membership in our community is about more than just banking. As an MCU member, you can access valuable information and resources to help you plan and reach your financial goals.

All about Private Mortgage Insurance (PMI)

Have you heard of PMI? PMI, short for Private Mortgage Insurance, is an insurance policy that helps protect the lender if the borrower can't pay their mortgage. ...

What to Consider Financially As A First-Time Homebuyer

So, you’re ready to buy your first home. Congratulations! For many people, taking this step is one of the biggest financial moves they will make in their entire lives. Because of ...

Mortgages 101: Getting Started on The Path to Homeownership

When you embark on the search for a new home, you may think you know the steps to take: Read the listings, visit some open houses, sign on with a Realtor, make an offer. In fact, ...
FAQs

Get Answers to Our Most Frequently Asked Questions.

What percent down do I need for an Investment Property Loan?

Typically, you’ll need to put down 20-25% of the total property value.

What is the limit I can borrow?

Your borrowing limit will be determined based on a mix of factors, such as your yearly income, the term length of your mortgage, and the mortgage interest rate.

Use our mortgage calculator to get an estimate of the investment mortgage you may be able to qualify for.

What are the different interest rates on an Investment Property Loan?

Interest rates will differ based on the type of loan you have, the loan term length, and other factors. Typically, investment property mortgage rates are higher than primary residence rates.

Ready to Invest in Your Family’s Future?

Join now to get access to the competitive rates, lending products, and educational resources you need to make smart investments and secure an exceptional financial future.

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Why Join?
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