Auto Loans and Services
Getting NYC’s Heroes on the Road to Their Goals
Explore our affordable and easy-to-manage loan and service options so you can focus on what really matters: grocery runs, daycare pickups, or a new commute. Let's get you driving.
Let’s Get You Where You Need to Go.
Municipal Credit Union is here to help heroes complete their day-to-day through a wide range of services that makes securing transportation a breeze.
No matter what you’re looking for—loans, refinancing, or car-buying services—we’ve got you covered.
Auto loans designed with heroes like you in mind. Discover loan options with member-friendly terms like low payments and low interest rates.
Put more money in your pocket as you pay off your existing loans. We’ll do the heavy lifting and discover new ways for you to save through our refinancing options. No application fees—let’s get started!
MCU Car Buying Service
Through our partnership with TrueCar®, we’re proud to offer our members helpful research and comparison tools, fast pre-approval and guaranteed pricing at certified dealerships. Let us help you drive off with the perfect new ride.
Mechanical Breakdown Protection (MBP)
Drive with peace of mind knowing that with Mechanical Breakdown Protection (MBP) you have protection against the increasingly high cost of repairs and associated labor costs for mechanical and electrical vehicle failures.
Guaranteed Asset Protection (GAP)
GAP coverage is a way to protect your auto loan. GAP coverage helps cancel the difference between the primary insurance settlement and what you might still owe on the loan.
Protection for the Long Haul
We’re partnering with TruStage® to bring you straightforward and reliable auto insurance.
When it comes to protecting your loved ones and your possessions, you shouldn’t have to settle. Members enjoy top-notch protection at an affordable price:
- Customized planning options
- Accident Forgiveness
- 24-Hour Claims Assistance
- Better Car Replacement
- Optional 24-hour roadside assistance
Let’s Connect You with the Lending Resources You Need.
Reach your financial goals and take your household to the next level with our additional lending options.
Make the Most of Your MCU Membership.
Membership in our community is about more than just banking. As an MCU member, you can access valuable information and resources to help you plan and reach your financial goals.