3% Down:
The Key to Your New Home!

MY MCU HOMEBUYER BENEFITS:

BUY A HOME WITH AS LITTLE AS 3% DOWN
Start your journey today with a minimal upfront investment.

QUALIFY FOR A 0.25%* DISCOUNT
Members who have not owned a property in the last 3 years are eligible for a discount of 0.25%* off mortgage rates.

RECEIVE UP TO $20,000 IN FINANCIAL ASSISTANCE
Experts help you apply for grants from the Homebuyer Dream Program® that you can use for a down payment, closing costs, and more.

PAY NO APPLICATION FEES
Save up to $900 in application fees for a limited time!

LOCK IN  GREAT RATES
Secure affordable rates that maximize your buying power and peace of mind.

EARN REAL REWARDS WITH REAL RESULTS
Connect with a network agent to find your home, gain access to current MLS listings, and earn HomeAdvantage® Cash Rewards!

CHOOSE FLEXIBLE LOAN TERMS
With 10, 15, 20, and 30 year term options, you can pick a plan that aligns with your goals and lifestyle.

COUNT ON TOP-TIER MEMBER SUPPORT
Make an appointment today and partner with an expert who will guide you through every step of your homebuying process.

MANAGE YOUR ACCOUNT WITH A TOP-RATED APP
Easily access and manage your mortgage anytime, anywhere.

ACCESS A VARIETY OF FLEXIBLE MORTGAGE OPTIONS
Explore Conventional,  Jumbo, High-Balance, Adjustable Rate, Investment and Multi-Family Unit Mortgages