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MCU2 STUDENT VISAⓇ
Ace Your Finances...
Features & Benefits
- Low interest rate
- Maximum limit of $3,000
- No annual fee
- No balance transfer fee
- No penalty rate pricing
All Applicants Must
- Be between 18-24 years of age
- Have a valid Social Security Number
- Be a college or graduate student
MCU2 Checking
Juggling your finances and a full course load can be hectic. An MCU Student Checking Account lets you manage your money on the go with no surprise fees, no minimum deposit to open**, and digital tools that keep you on track.
Build a Brighter Financial Future.
If you are an eligible student between the ages of 17 and 24, join us and open an MCU2 Student Banking account today. Trust us—your future you will thank you.
NOTE: A qualified guarantor who is a parent or legal guardian is required for individuals under the age of 18.
FAQs
Get Answers to Our Frequently Asked Questions.
How do I know if I am eligible to open an MCU2 account?
If I am under 18, do I need a parent or guardian to sign up for me?
Do I need to open all these products? Or can I pick and choose?
I am a college student, but not in New York. Am I eligible?
DISCLOSURES:
* APR = Annual Percentage Rate. Introductory APR for new cardholders on new purchases and balance transfer is 1.99% for the first 12 months that your account is open. After the introductory period expires, currently 16.15% based on your creditworthiness–this post-introductory APR may vary. Balance transfers from another MCU loan or MCU VISA Card are not permitted. The APR for Cash Advances for all VISA cards is a fixed 17.90%. Cash Advance Fee for the MCU² VISA Card is 3% of the amount advanced but not less than $2.00 or more than $30.00. If interest is charged the minimum periodic interest charge is $0.50. There is a foreign exchange rate of 1% of each transaction in U.S. dollars. Certain restrictions apply. Membership is required. For more details, see our Rates page.
** Active Share Account (Hero Savings) is required.