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System Maintenance - Due to system maintenance, the Mobile Deposit feature in the NYMCU Mobile App will be unavailable on Sunday, 1/23/2022 from 1:00 am ET – 8:00 am ET.

Branch Update - The Co-op City branch will be closed on Saturday, 1/22/2022. The ATMs will remain available. Please visit one of our other MCU Branches for assistance on that date.

The E 149th Street Express branch location is temporarily closed until further notice. Please visit the Bronx Branch or one of our other MCU Branches for assistance.

The St. Albans branch is temporarily closed until further notice. Please visit the Springfield Branch or one of our other MCU Branches for assistance.

Appointments are required for member service transactions.

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For Existing Mortgage Accounts

Notices of Errors and Information Requests pertaining to your MCU Mortgage or Home Equity accounts must be put in writing and sent to the following address:

  • Municipal Credit Union
    P.O. Box 1002
    Church Street Station

To Reach Us By Mail

  • Municipal Credit Union
    P.O. Box 3205
    Church Street Station
    New York City NY 10007

News/Media Inquiries

if you are an MCU Member with questions or comments, please call the content center at(212)693-4900 for assistance.

For all News/Media inquiries, please contact:

Municipal Credit Union

mediainquiries@nymcu.org

For Advertising Opportunities:

OCD Media LLC/moddern marketing

212-213-6901

Supervisory Committe/internal Audit

The Supervisory Committee has established a procedure; Whereby,members can confidentially submit concerns regarding questionable accounting or auditing matters, as well as concerns impacting on internal controls.

Today's Rates

Rates As Low As:
LOANSAPR
Auto Loan*2.29%
Personal Loan**6.95%
  1. Apply Now
  2. View All
MORTGAGESAPR
30 Year Fixed3.185%
HELOC1.99%
  1. Apply Now
  2. View All
SAVINGSAPY***
IRA 18-Month Variable0.05%
Share Certificate 36-Month0.30%
  1. Open Now
  2. View All

* The APR for auto loans will increase by .50% after consummation if automatic payroll deduction or direct deposit is cancelled.


** The APR for personal loans will increase by 2% after consummation if automatic payroll deduction or direct deposit is cancelled.


***Annual Percentage Yield
Visit our Rates page for more information

IMPORTANT MESSAGE !

System Maintenance - Due to system maintenance, the Mobile Deposit feature in the NYMCU Mobile App will be unavailable on Sunday, 1/23/2022 from 1:00 am ET – 8:00 am ET.

Branch Update - The Co-op City branch will be closed on Saturday, 1/22/2022. The ATMs will remain available. Please visit one of our other MCU Branches for assistance on that date.

The E 149th Street Express branch location is temporarily closed until further notice. Please visit the Bronx Branch or one of our other MCU Branches for assistance.

The St. Albans branch is temporarily closed until further notice. Please visit the Springfield Branch or one of our other MCU Branches for assistance.

Appointments are required for member service transactions.

  • MCU Squared

Find Branches & ATMs

  1. By: ZIP Code
  2. Current Location
  • | Branch Directory

Today's Rates

Rates As Low As:
LOANSAPR
Auto Loan*2.29%
Personal Loan**6.95%
  1. APPLY NOW
  2. VIEW ALL
MORTGAGESAPR
30 Year Fixed3.185%
HELOC1.99%
  1. APPLY NOW
  2. VIEW ALL
SAVINGSAPY***
IRA 18-Month Variable0.05%
Share Certificate 36-Month0.30%
  1. OPEN NOW
  2. VIEW ALL

* The APR for auto loans will increase by .50% after consummation if automatic payroll deduction or direct deposit is cancelled.


** The APR for personal loans will increase by .50% after consummation if automatic payroll deduction or direct deposit is cancelled.


***Annual Percentage Yield
Visit our Rates page for more information

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This web site, www.nymcu.org, is the only authorized web site of Municipal Credit Union of New York City, New York. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

This website strives to comply with the best practices and standards as defined by Section 508 of the U.S. Rehabilitation Act and level AA of the Worldwide Web Consortium (W3C) Web Content Accessibility Guidelines 2.0. If you experience trouble accessing this website or would like to share feedback, please contact us at 212-693-4900.

MCU’s services and products are directed to members residing in the United States.

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Routing Number: 226078036

NMLS #:184286

  • ncua Federally insured by NCUA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.