Products & Services

Digital Banking

Securely access your account on-the-go, 24/7, with free and convenient NYMCU®Online Banking, NYMCU® Mobile Banking and NYMCU® Text Banking

Manage your account when and where you want.

When you enroll in NYMCU® Online Banking, you can:

  • View account balances
  • Get account history
  • Pay bills with MCU BillPay
  • Enroll in eStatements and view 24 months of statements
  • Use the NYMCU® Mobile Banking app
  • Sign up for text banking
  • Manage your VISA® Card
  • Transfer funds between accounts
  • Open new accounts
  • Set up Account Alerts to monitor balances, transactions and account activity

You must be enrolled in MCU Online Banking to use NYMCU® Mobile Banking or NYMCU® Text Banking.


Bank on-the-go, 24/7, right from the palm of your hand.

When you download the NYMCU® Mobile App, you can:

  • Deposit checks using the Mobile Deposit* feature
  • Check balances
  • Pay bills with MCU BillPay
  • Transfer funds to other members
  • Manage your accounts
  • View your transaction history
  • View copies of cleared checks
  • Find the closest branches and ATMs in MCU’s network

Sign in to your NYMCU® Mobile iOS App using Touch ID

You can sign in to your NYMCU® Mobile iOS App with the touch of your finger using Touch ID.

Here's how to get started:
1. Download the new version of the MCU Mobile iOS App from the Apple Store
2. After the initial logon to the new application, you will be prompted to Enable Touch ID
3. If Touch ID is Enabled, you will be asked to verify your fingerprint

Touch ID Frequently Asked Questions

What is Touch ID?
Touch ID is the biometric fingerprint authentication technology available with Apple devices devices such as iPhone 5s, iPhone 6 and 6S, iPad Air 2, iPad mini 3, or newer.

Why use Touch ID?
Touch ID is meant as a quick and convenient way to access your account. It's a seamless way to use your fingerprint as your credentials.

How do I Enable or Disable Touch ID?
To manually Enable or Disable Touch ID, go to the application Settings and click on Touch ID. On the Touch ID Settings screen, swipe the Touch ID button. A confirmation prompt will display.

How secure is Touch ID?
Every fingertip is unique, so it is rare that even a small section of two separate fingerprints are alike to register for Touch ID.

If my phone has multiple fingerprints registered, will they be able to access my account?
Yes, all saved fingerprints on your device will have access to your account.

How do I keep my phone further protected?
We recommend you add a pass code or security lock to your phone to further secure access when the device is not in use. In addition, keep your phone software up to date, including your NYMCU® Mobile application.

If the device doesn't recognize my fingerprint, can I still view my account?
Yes, you will always have the option to log in using your User ID and password. When the Touch ID prompt comes up click Cancel and enter your account credentials to log in.

Can an account be Enabled for Touch ID on multiple devices?
Yes, an account may be set up on multiple devices.

Can multiple accounts be Enabled for Touch ID on the same device?
Only one account can be enrolled per device.

If I lose my phone, how do I remove the Touch ID access to my account?
Touch ID can be disabled remotely with the Find My iPhone feature. Visit the Apple website for instructions.

*Restrictions apply

Android app on Google Play

Securely and quickly access account information without the need to sign in.

  • Can be used with any mobile phone with text messaging*/SMS capability
  • Text a command to 90703 and receive a message back with the requested account information
  • Sign up through MCU Online Banking

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