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Personal Banking
Discover Personal Banking Designed for NYC’s Everyday Heroes.
We serve the community leaders who keep our city running strong, with great rates and a variety of products and services made for easy banking done anywhere.
Easy-to-Use Checking That’s
Anything But Basic
At MCU, your membership means that you can select a checking account that fits the way you manage your money. Explore checking options designed to help you meet your financial goals.
Everyday Hero Account
Stay on top of transactions and make budgeting easy with an Everyday Hero Account. Get paid as soon as possible with direct deposit, manage your money on the go, enjoy easy ATM access, and get real-time transaction updates to keep your spending on track.
Basic Share Draft
Our Basic Share Draft account delivers no-frills checking. With no minimum deposit and low maintenance fees, it’s an account that’s accessible to all those in need of a better way to bank.
MCU2 Student Banking
College students between the ages of 17-24 can take advantage of MCU2 Student Banking, designed to help busy students stay on track—featuring hassle-free checking, low-interest loans, MCU2 Student VISA® cards, and more.
Banking That’s Always by Your Side
When we say our community, products and services are accessible to all members, we mean it. Our members enjoy access to an easy, user-friendly digital banking interface that allows them to bank from the comfort and convenience of wherever they are.
Get Paid Faster with Direct Deposit and Automatic Transfer.
Set up automatic deposit of regular paychecks (or any other recurring payments) directly into your Hero Savings,, Everyday Hero Checking, or Basic Share Draft account—securely and without incurring any additional fees—and enjoy immediate access to your money.
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No Matter Where You Are in Life,
We’re Right There with You.
At MCU, we believe that a credit union should be a lifelong source of financial education and support—from planning for college, to financing a home, to saving for retirement.
That’s why we have specialized recommendations for products and services designed to help you meet your goals (both in the short term and down the road), based on your changing needs and priorities.
Make the Most of Your MCU
Membership.
Membership in our community is about more than just banking. As an MCU member, you can access valuable information and resources to help you plan and reach your financial goals.
When Should You Take Social Security?
How To “Trick” Yourself Into Saving More
How Much Should You Save For Retirement?
Ready to Join the MCU
Community?
Apply now to get access to the competitive rates, personal banking products, and educational resources you need to create a foundation for an exceptional financial future.
