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CHECKING
Hassle-Free Checking
33,000+ fee-free ATMs*, no minimum balance, and no hidden fees.
An active Share Account is required to open an Everyday Hero Checking account. *Co-Op Network surcharge-free ATMs must show CO-OP ATM logo. ATM transactions made outside of MCU ATM network or CO-OP ATM Network may be subject to fees. Please visit our online ATM Locator for a list of surcharge-free ATMs.
Easy-to-Use Checking That’s
Anything But Basic
Explore checking options designed to help you meet your financial goals.
Everyday Hero Checking
Keep your finances in check and make budgeting easy with an Everyday Hero Checking Account. With direct deposit, you can receive your payments up to 2 days earlier, while our Digital Banking platform allows you to manage your money conveniently from anywhere.
MCU2 Student Banking
College students between the ages of 17-24 can take advantage of MCU2 Student Banking, designed to help the next generation build a better financial future.
NOTE: A qualified guarantor who is a parent or legal guardian is required for individuals under the age of 18.
Banking That’s Always by Your Side
Digital Banking and the NYMCU Mobile Banking App make it easy to achieve your financial goals with helpful tools.
With easy-to-use features, you can ensure your goals are met while managing your finances conveniently from anywhere.
Download the Mobile Banking App
Get Paid Faster with Direct Deposit and Automatic Transfer.
Set up automatic deposit of regular paychecks (or any other recurring payments) directly into your Hero Savings,, Everyday Hero Checking, or Basic Share Draft account—securely and without incurring any additional fees—and enjoy immediate access to your money.
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No Matter Where You Are in Life,
We’re Right There with You.
At MCU, we believe that a credit union should be a lifelong source of financial education and support—from planning for college, to financing a home, to saving for retirement.
That’s why we have specialized recommendations for products and services designed to help you meet your goals (both in the short term and down the road), based on your changing needs and priorities.
Ready to Join the MCU
Community?
Apply now to get access to the competitive rates, personal banking products, and educational resources you need to create a foundation for an exceptional financial future.
