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For the safety and security of our members and MCU team, please note that the hours of operation for the South Bronx Branch ATM lobby located at 560 Courtlandt Avenue Bronx, NY have recently been updated.

For the most current hours and to locate a nearby Branch/ATM, please visit our Branch/ATM locator tool.





June 30, 2019
Cash and cash equivalents


- Available-for-sale


- Held-to-maturity


- Other


Central Liquidity Fund (CLF) stock


Loans receivable, net of allowance for loan losses


Accrued interest receivable


Premises and equipment, net


National Credit Union Share Insurance Fund deposit


Assets acquired in liquidation


Other assets


ACH receivable


Total Assets


Liabilities and Members’ Equity

June 30, 2019
Share and savings accounts


Interest payable


Accrued expenses and other liabilities


- Total liabilities


Members' Equity
Regular reserve


Undivided earnings


Accumulated other comprehensive income


- Total members' equity


Total Liabilities and Members' Equity



For the 18-months ended June 30, 2019

Interest Income
Interest on loans receivable


Interest on investments


- Interest income


Interest Expense
Dividends on share and savings accounts


- Interest expense


Net Interest Income


Provision for Loan Losses


Net Interest Income After Provision for Loan Losses


Non-Interest Income
Service charges


Card income


Insurance commission income


Cash and cash equivalents


Other non-interest income


Gain on investments, net


- Non-interest income


Non-Interest Expense
Compensation and employee benefits






Professional and outside services


Costs related to fraud investigation


Educational and promotion


Write-off of deferred fees/costs, net


Travel and conference


Loan servicing


Other gains and losses, net


- Non-interest expense


Net loss


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