Banking Products Designed Just For You
Entering college isn't just an investment in your future career; for many, it's a time to start building a financial foundation even before entering the workforce. Start managing your money wisely with decisions now that will pay off later.
Meet the MVP of Your Financial Utility Belt.
An MCU Student VISA® is a great way for students to establish and build credit.
Features & Benefits
- Low interest rate
- No annual fee
- No balance transfer fee
- No penalty rate pricing
All Applicants Must
- Be between 17-24 years of age
- Have a valid Social Security Number
- Be a college or graduate student
Cover the Upfront Costs of College with a Personal Loan.
Education spending is at an all time high. If you're expecting a large expense, a special event, or need extra cash to cover bills or incidentals, a personal loan through MCU can help ease the financial burden for qualified borrowers***. With low interest rates, affordable payments, and flexible terms, an MCU Personal Loan gives you access to the cash you need, when you need it most.
Get Answers to Our Frequently Asked Questions.
How do I know if I am eligible to open an MCU2 account?
If I am under 18, do I need a parent or guardian to sign up for me?
Do I need to open all these products? Or can I pick and choose?
I am a college student, but not in New York. Am I eligible?
* Active Share Account (Hero Savings) is required.
** If you initiate a transaction from an ATM not owned by MCU (or one of the 30,000 Co-op Network ATMs), a separate fee may be imposed by the ATM operator or by any network, regional or local network utilized to effectuate the transaction. We will credit your account for three (3) of these types of transactional fees per month, which credit shall not exceed $7.50.
*** Loan products are available to members 18 years of age and older and subject to credit approval.