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Banking for the Future Heroes of New York
As part of MCU’s ongoing commitment to our community, we have created MCU2—a student banking program designed to help the next generation build a better financial future.
Banking Products Designed Just For You
Entering college isn't just an investment in your future career; for many, it's a time to start building a financial foundation even before entering the workforce. Start managing your money wisely with decisions now that will pay off later.
Checking Account
College life is hectic. An MCU Student Checking Account lets you manage your money on the go with no surprise fees, no minimum deposit to open*, and digital tools that keep you on track.
MCU² Debit Card
Stay on top of your daily spending with a checking account built to make budgeting easy. Choose an MCU² Debit Card with digital account management, ATM** access for cash withdrawals, and tools to take the guesswork out of handling your finances.
MCU² VISA® Card
No credit? No problem. The MCU² VISA® is specifically designed to help students like you establish and build credit while you’re still in school—meaning that by the time you’re out in the real world, you’ll be ahead of the game.
Savings Account
It’s never too early to start saving. To encourage you to start as soon as possible, we’re offering students access to their very own Hero Savings Account as a way to establish lifelong membership in MCU—no minimum deposit required.
Cover the Upfront Costs of College with a Personal Loan.
Education spending is at an all time high. If you're expecting a large expense, a special event, or need extra cash to cover bills or incidentals, a personal loan through MCU can help ease the financial burden for qualified borrowers***. With low interest rates, affordable payments, and flexible terms, an MCU Personal Loan gives you access to the cash you need, when you need it most.
Manage Your Money on Your Own Time.
You’re busy—you don’t have time to leave campus every time you need to deposit a check or pay a bill. Just log in to NYMCU Digital Banking to manage all of your banking right from the comfort and convenience of wherever you are.
Build a Brighter Financial Future.
If you are an eligible student between the ages of 17 and 24, join us and open an MCU2 Student Banking account today. Trust us—your future you will thank you.
NOTE: A qualified guarantor who is a parent or legal guardian is required for individuals under the age of 18.
Download the Mobile Banking App
