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Mechanical Breakdown Protection
Reliable Service for Breakdowns and Auto Failures
As the cost of repairs and maintenance increases, rely on low-cost protection to keep your vehicle safely on the road—get Mechanical Breakdown Protection from our partner Allied Solutions.
How Is MBP Different from an Extended Warranty?
Mechanical Breakdown Protection (MBP) gives you far better coverage and is more affordable than a typical extended warranty from a dealer.
Available for Both New and Used Vehicles
No matter your vehicle’s mileage, make, or model year, access affordable services for mechanical and electrical vehicle failures that can happen to any vehicle.
More Up-Front Savings
MBP will often save you money over an extended warranty because the cost is covered through small premiums charged per each policy period—instead of a large up-front payment.
Choose Your Own Repair Shop
With MBP, you aren’t limited to only having your vehicle repaired at a dealership. Mechanical Breakdown Protection allows you to get your car repaired at a licensed repair shop of your choice.
Overcome Common Roadblocks for New or Used Vehicles.
Mechanical Breakdown Protection will cover you for the increasingly high cost of repairs and associated labor costs for any mechanical and electrical vehicle failures that happen on the road.
24/7 Roadside Assistance
Mechanical Breakdown Protection includes complete roadside assistance 24/7, providing assistance for flat tires, battery jump start, fuel delivery, lockout service, and towing.
Towing & Rental Car Allowance
A breakdown can leave your car in the shop for a while—and your wallet empty. Enjoy a towing and rental car allowance, so your life isn’t interrupted if your vehicle ends up needing work.
Consequential Damage Coverage
A consequential loss is an indirect adverse impact caused by damage to your vehicle. Mechanical Breakdown Protection protects you against the associated costs of consequential damage to your vehicle so you can get back on the road.
Electronic Components Coverage
Auto industry experts estimate that there are roughly around 1,000+ chips in a non-electric vehicle and twice as much in an electric one. Mechanical Breakdown Protection covers electronic components in case of an electrical malfunction.
Trip Interruption
Get reimbursed for meals and lodging due to mechanical breakdown while you’re away from home. Mechanical Breakdown Protection covers how you get around while you travel.
Flat Tire Change
If you don't know how to change a flat tire (or hope you never have to), don't worry—tire changes are included in your Mechanical Breakdown Protection.
Serving All the Heroes in Our Community with Better Banking
Whether you want to start building credit, or start growing your savings, your assets, or your family, MCU has a variety of products with competitive rates, member-friendly terms, and the tools you need to build an exceptional financial future.
Checking Accounts
Managing your everyday banking has never been easier. Get paid instantly with direct deposit, manage your money on the go, enjoy easy ATM access, and get real-time transaction updates to keep you on track while you spend.
Savings Accounts
MCU’s savings products make sure each dollar is working harder for you. Whether you’re saving for something specific or just putting money away for a rainy day, MCU has you covered with great rates and a variety of savings options.
IRAs
MCU members can prepare for their financial futures with fixed or variable rate options on both traditional IRAs (designed to allow you to make pre-tax contributions) and Roth IRAs (designed to allow for tax-free qualified distributions upon retiring).
Credit Cards
From building credit to getting cash back on your everyday spending, our VISA® credit card options are designed to meet all of our members’ credit needs. Ready to start swiping? Apply today.
Lending Products
Whether you’re looking to buy a car or a home, pay for something urgent, or finance a special project, MCU has member-friendly terms and low rates for your next big purchase.
Member Resources
Our educational resources are designed to guide you through life’s financial ups and downs with actionable tools and information to help you meet your specific goals.
No Matter Where You Are in Life, We’re Right There with You
At MCU, we believe that a credit union should be a lifelong source of financial education and support—from planning for college to saving for retirement and everything in between.
That’s why we have specialized recommendations for products and services designed to help you meet your goals (both short-term and down the road), based on your changing needs and priorities.
Make the Most of Your MCU Membership.
Membership in our community is about more than just banking. As an MCU member, you can access valuable information and resources to help you plan and reach your financial goals.
All about Private Mortgage Insurance (PMI)
What to Consider Financially As A First-Time Homebuyer
Mortgages 101: Getting Started on The Path to Homeownership
Ready to Join the MCU Community?
Gain access to the products and services that help our members create a foundation for an exceptional financial future—such as competitive rates, personalized service, and educational resources to stay in control of your finances.
