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CREDIT CARDS

OUR LEADERSHIP TEAM

Helping New Yorkers Get More From Their Financial Future.

Leaders dedicated to expanding opportunity and delivering more for New Yorkers.

Meet the Team

Our leadership team brings together decades of experience across financial services, technology, and community development. United by a shared commitment to members, they guide MCU’s mission to help hard working New Yorkers build better tomorrows—with more access, more opportunity, and more support at every stage of life.


With more than 630,000 members across New York City, MCU continues to grow and evolve while staying focused on what matters most: helping the people who power this city build stronger financial foundations and brighter futures.

Board Members

Joseph N. Garba

Joseph N. Garba

Board Member

Joseph N. Garba is a Board Member at MCU, collaborating with other members of the Board to guide the overall direction of the credit union.

He is Head of External Affairs at Cross River, a technology driven infrastructure provider that offers embedded financial solutions. He previously was the Director of State Government Affairs for the East Coast at Alexion AstraZeneca Rare Disease. Prior to these roles he has had an extensive career in state and local government, most recently serving as Secretary to the Speaker for Intergovernmental Affairs at the New York State Assembly. A role he was appointed to by Speaker Carl E. Heastie. In this role he was in charge of interactions between the Speaker’s office and all other government entities at the local, state, and federal level. During this period, Mr. Garba also spent time serving as Deputy National Political Director for the Mike Bloomberg 2020 campaign. Prior to joining the Speaker’s office, he served as Deputy Borough President for the Borough of Manhattan, with a focus on Budget and Policy under Borough President Gale A. Brewer. He was previously the Director of State Legislative Affairs for the City of New York in the Office of the Mayor, under Mayor Michael R. Bloomberg, where he was responsible for leading the administration's State legislative agenda. In addition, he has served in the administration of two New York State Governors in capacities including Deputy Director of Legislative Affairs, Staff Secretary to the Governor, and Assistant Secretary to the Governor for State Operations. Earlier in his career he was a Legislative Representative for NYSUT. 

Joseph holds an MA in Public Administration from the Rockefeller College of Public Affairs and Policy at the University at Albany, and received a BA from the University at Albany.

Contact the MCU Supervisory Committee
Click to email mcusupervisorycommittee@nymcu.org

Volunteer With MCU
If you are a member and interested in volunteering with MCU, please fill out the form.

Serving New Yorkers for More Than 100 Years

For more than a century, Municipal Credit Union has been part of the fabric of New York City. As a homegrown financial institution, we are committed to helping New Yorkers get more—more value from their money, more access to financial opportunity, and more support at every stage of life.


Every day, we work to deliver the service, tools, and guidance that help the people who power this city move forward with confidence.

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We’re Ready to Help You Shape Your Future on Your Terms.

Whether you join the MCU community as a credit union member or as a team member, you’ll be welcomed with warmth, inclusivity, and the resources you need to meet your goals.

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MCU Is a Nonprofit Credit Union Dedicated to Helping Our Members Succeed.

We serve our community with excellent rates, member benefits, and a wide array of accessible products and services that help each member create a foundation for an excellent financial future.

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