Certified Check

A check that has been certified by the bank as having sufficient funds to cover the full amount, with the bank guaranteeing payment.

More Details

A certified check is a personal check that has been certified by the bank as having sufficient funds to cover the amount of the check. In order to certify the check, the bank will withdraw the funds from the account of the person who wrote the check and hold them until the check is deposited or cashed.

Example

If you are buying a car, paying with a certified check would provide the auto dealership with the assurance that the money is in your account and will be deposited for payment.

Ready to Own the Home of Your Dreams?

Join now to get access to the competitive rates, member-friendly loan products, and educational resources you need to secure an exceptional financial future.