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Branch Closure Notice

All branches and contact centers will be closed on Monday, September 7, 2026, in observance of Labor Day.
Online and mobile banking are available 24/7. We will resume normal business hours on Tuesday, September 8, 2026.
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Get up to $350 to do more New York.

When you open a New Checking account and receive direct deposit*.

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Time For A Ride That’s Yours

Auto loan options for 60 months as low as 4.99% APR*

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HOME LOANS

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    Co-Signer

    Co-Signer

    A person who signs a loan or credit application with the primary borrower, accepting responsibility for the debt if the primary borrower defaults.

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    A co-signer is an individual who agrees to assume the responsibility of repayment if a borrower defaults on payments of a loan or line of credit.

    Example

    You need a personal loan but a financial institution may require a co-signer to jointly sign with you in order to approve your loan, which gives them greater security that the amount will be repaid.

    Related Terms

    Checking Account

    A type of bank account that allows the owner to deposit, withdraw, and manage their money using checks, debit cards, and electronic banking services.

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    Returned Item Fee

    A fee that is charged to a bank account holder when a check or electronic payment they have made is returned unpaid.

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    Escrow Funds

    Funds that are held by a third party on behalf of two parties in a transaction and are released when the terms of the transaction are met.

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