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Service Alert: On Sunday, October 25, 2026 from 12:00 a.m. to 6:00 a.m. ET, Zelle will perform scheduled maintenance.
During this time, you may experience intermittent interruptions in Zelle availability. We apologize for any inconvenience.
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    Individual Retirement Account (IRA)

    A type of savings account designed to help individuals save for retirement.

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    An individual retirement account (IRA) is a type of investment account that is designed to help people save for retirement. There are several different types of IRAs, including traditional IRAs, Roth IRAs, and SEP IRAs (Simplified Employee Pension).

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    You might decide to open a traditional IRA and contribute $500 per month to the account. The money you contribute to the account will be invested in the financial products you choose (such as stocks, bonds, mutual funds, etc.), and you hope to earn a return on your investment over time.

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    The amount of credit currently accessible on a credit card or line of credit. It is the amount that can be borrowed and used for transactions.

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    The act of committing money or capital to an endeavor with the expectation of obtaining an additional income or profit.

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