- Home
- Meet the Team
- Log In
- Contact
- Careers
- Search
- Search Results
- Branches & ATMs
- Rates
- Log In
- About MCU
- Join MCU
- Personal Banking
- Lending
- Meet the Team
- Loans
- Home Loans
- Conventional Mortgages
- Jumbo Mortgages
- High-Balance Mortgages
- Family Homes, Co-Ops, and Condos
- Investment Property
- ARMs
- Adam Gonda
- Xiang He Lin
- Sabrina Kilgore
- Omar Osoria
- Michele Palmucci
- Cesarina Pena
- Walter Skowronski
- Shantell Wynn
- Homebuyer Dream Program
- Heroes Home Improvement Loan
- Mortgage Center
- Credit Cards
- Insurance
- Member Resources
- MCU Financials
- Forms and Disclosures
- Privacy Policy
- Automated Telephone Banking
- Order New Checks
- Security & Fraud Alerts
- Privacy Notice
- Scholarship Search
- Schedule an Appointment
Stale-Dated Check
A check that has not been cashed or deposited within a certain period of time, usually six months, and is considered to be no longer valid.
More Details
A stale-dated check is a check that has not been cashed or deposited within a certain period of time, usually around six months. This can happen if the recipient forgets about the check or if there is a problem with the check, such as a spelling error or incorrect amount.
Example
You received a paycheck from your employer two months ago, but you didn't deposit it because you were out of town and didn't have access to your bank account. When you finally try to deposit the check, you may be told that it is stale-dated and cannot be cashed. In this case, you would need to contact your employer and ask them to issue a new check.
Related Terms
Investment
The act of committing money or capital to an endeavor with the expectation of obtaining an additional income or profit.
Asset
A resource owned by an individual or organization that has economic value, such as cash, investments, and property.
Clearing House
An institution that processes financial transactions, such as the exchange of securities, between two parties.