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Please be advised that the ATMs at our Georgetown branch, located at 2142 Ralph Avenue in Brooklyn, may be temporarily unavailable due to a planned electrical shutdown on the following dates:
Wednesday, 6/19 to Friday, 6/21, from 5 PM until 2 AM
Saturday, 6/22, from 1 PM until 8 PM

During these times, please visit one of our other local ATMs or use our Digital Banking platform. We apologize for any inconvenience this may cause.


Get $100* in 100 Days!

Now YOU can join MCU!
Open Your Free Checking Account** and claim your $100.


Your $100* Is Waiting.

Between May 1 and June 30, open a free checking account** with direct deposit or payroll deduction, and receive $100* in your account on August 9.

Everyday Hero Checking Features & Benefits

  • Get paid up to two days early with Direct Deposit
  • No monthly service or minimum balance fees
  • 33,000 fee-free*** ATMs nationwide

Get Paid Faster with Direct Deposit and Automatic Transfer.

Set up automatic deposit of regular paychecks (or any other recurring payments) directly into your Hero Savings, Everyday Hero Checking, or Basic Share Draft account - securely and without incurring any additional fees - and enjoy immediate access to your money.


Open a 9-Month Share Certificate and Earn up to 5.12% APY+

Like a CD, a fixed-rate Share Certificate is a savings product that earns a set annual percentage yield (APY) rate over its entire term.

This means that you, as an MCU member, can expect to earn consistent dividends for the period of time (or "term") that you agree to keep money with us.


All Your Banking, Accessible Anywhere

Digital Banking and the NYMCU Mobile Banking App make it easy to achieve your financial goals with helpful tools.

With easy-to-use features, you can ensure your goals are met while managing your finances conveniently from anywhere.
Download the Mobile Banking App

We’re More Than Just a Financial Institution.

You’re looking for more than just a place to put your money. You are looking for someone to help you achieve your financial goals.

That’s where MCU comes in. We are a not-for-profit credit union, and we have been serving the financial needs of New Yorkers and their communities for over 100 years.

As a credit union, we exist to serve our members—not shareholders. This means our profits are funneled right back to you in the form of better products and services going even further to help you reach your financial goals.

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*You must open a Checking Account with MCU between 5/1/24 and 6/30/24 connected to direct deposit or payroll deduction to get $100. Limit one account-opening bonus per qualifying account. If requirements have been met, the $100 will be deposited into your account 8/9/2024. Offer not available to individuals who were a primary account owner of an MCU checking account in the last 12 months. Account must not be closed or restricted during the time of promotional period. Offer is subject to cancellation without notice. Account opening is subject to approval.

** An active Share Account is required to open.

*** CO-OP Network surcharge-free ATMs must show CO-OP ATM logo. ATM transactions made outside of MCU ATM network or CO-OP ATM Network may be subject to fees. Please visit our online ATM Locator for a list of surcharge-free ATMs.

+APY=Annual Percentage Yield. To earn the promotional APY, the 9-month Share Certificate of Deposit requires a $500 opening deposit and a $500 minimum balance. Upon maturity, the 9-Month Share Certificate of Deposit will roll over into a 9 month Share Certificate of Deposit. These are variable rate accounts and the rate may change after the account is opened. A penalty may be imposed for early withdrawals. Fees and other conditions could reduce earnings. The annual percentage yield is accurate as of May 1, 2024.

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