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Please be advised that the ATMs at our Georgetown branch, located at 2142 Ralph Avenue in Brooklyn, will be temporarily unavailable due to a planned electrical shutdown from 5pm – 2am on the upcoming days:

*July 1st - > July 3rd 
 *July 5th

During these times, please visit one of our other local ATMs or use our Digital Banking platform. We apologize for any inconvenience this may cause.


Your $250* reward awaits!

Open your FREE Everyday Hero Checking, and Hero Savings Accounts** and claim your $250* Bonus Today!

*You must open an Everyday Hero Checking Account with MCU between 7/15/24 and 9/30/24, set up direct deposit or payroll deduction, and make one direct deposit requirement of $200 or more within 90 days of account opening to get $200. In addition, open a Hero Savings Account between 7/15/24 and 9/30/24 to get $50. Limit one account-opening bonus per qualifying account. If requirements have been met, $200 and $50 payouts will happen every month based on qualifying activities until 12/30/2024. Offer not available to individuals who were a primary account owner of an MCU checking account in the last 12 months. Account must not be closed or restricted during the time of promotional period. Offer is subject to cancellation without notice. Account opening is subject to approval.  *
**An active Hero Savings account is required to open

$200** Bonus.

When you open a Everyday Hero Checking Account by September 30th. Make one $200 deposit within 90 days to receive $200 bonus.

+ $50** Bonus.

When you open a Hero Savings Account by September 30th to receive a $50 bonus. 

Everyday Hero Checking Features & Benefits

  • Get paid up to two days early with Direct Deposit
  • No monthly service or minimum balance fees
  • 33,000 fee-free*** ATMs nationwide

Get Paid Faster with Direct Deposit and Automatic Transfer.

Set up automatic deposit of regular paychecks (or any other recurring payments) directly into your Hero Savings, Everyday Hero Checking, or Basic Share Draft account - securely and without incurring any additional fees - and enjoy immediate access to your money.


Open a 9-Month Share Certificate and Earn up to 5.12% APY+

Like a CD, a fixed-rate Share Certificate is a savings product that earns a set annual percentage yield (APY) rate over its entire term.

This means that you, as an MCU member, can expect to earn consistent dividends for the period of time (or "term") that you agree to keep money with us.


All Your Banking, Accessible Anywhere

Digital Banking and the NYMCU Mobile Banking App make it easy to achieve your financial goals with helpful tools.

With easy-to-use features, you can ensure your goals are met while managing your finances conveniently from anywhere.
Download the Mobile Banking App

We’re More Than Just a Financial Institution.

You’re looking for more than just a place to put your money. You are looking for someone to help you achieve your financial goals.

That’s where MCU comes in. We are a not-for-profit credit union, and we have been serving the financial needs of New Yorkers and their communities for over 100 years.

As a credit union, we exist to serve our members—not shareholders. This means our profits are funneled right back to you in the form of better products and services going even further to help you reach your financial goals.

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