Advice & Planning

Articles

POSTED: Apr 27, 2020
Suspension of Six Transaction Limit on Share and Money Market Accounts

April 27, 2020

Great news! On Friday, April 24th, the Federal Reserve announced that they temporarily suspended Regulation D, which requires financial institutions to limit the number of transactions allowed on savings accounts to six per month.

What does this change mean for you? You will now be able to conduct more than six transactions (transfers and withdrawals) per month on your Share or Money Market account. The change is effective immediately.

This temporary suspension of the six transaction limit gives you another flexible option to help you manage your finances through this difficult pandemic period.

POSTED: Apr 24, 2020
Springfield Gardens Branch Reopening for Appointments on Monday 4.27.20

April 24, 2020

The Springfield Gardens branch located at 134-66 Springfield Blvd., Springfield Gardens, NY 11413, will reopen for business on Monday, 4/27/20, at 10:00 a.m.  Visits to the branch continue to be by appointment only.  We ask that you limit branch visits to urgent matters that can't be resolved using Online/Mobile Banking or an ATM. To make an appointment, click here.

As a reminder, Member Service By Appointment Only is available at these branch locations:

Brooklyn-Jay Street, Bronx-Courtlandt Avenue, Bronx-Co-Op City, Long Island/Queens-Elmont, Queens-Springfield Gardens, Staten Island-Hylan Blvd.

Appointments are available during these hours:

Monday through Friday: 10 a.m. to 3:30 p.m.

Saturday: Closed

We thank you for your patience and understanding as we navigate through this difficult pandemic situation.

POSTED: Apr 17, 2020
COVID-19 Branch and Service Update
April 17, 2020

UPDATE: Important Information Regarding Our Branches as of Monday, April 20th , 2020

Branch Hours and Availability:
Effective Monday, April 20th, we will be temporarily consolidating our branch network to five branches. The following branches will be open and available to serve members by appointment only:

Brooklyn: 350 Jay Street, Brooklyn, NY 11201
Bronx: 755 Co-op City Blvd., Bronx, NY 10475
Bronx: 560 Courtlandt Avenue, Bronx, NY 10451 (Reopening 4/21/20)
Long Island/Queens: 1660 Hempstead Turnpike, Elmont, NY 11003
Staten Island: 2546 Hylan Blvd., Staten Island, NY 10306

In-Branch Member Services
Due to the COVID-19 situation, a limited number of Member Service Representatives will be available to assist members In-Branch with urgent matters. For the branch locations that remain open, all in-branch member service requests will be handled by appointment only. We ask that you limit branch visits to urgent matters that can't be resolved using Online/Mobile Banking, an ATM or by calling the eBranch.  To make an appointment, click here.


Appointments are available during these hours:

Monday through Friday: 10 a.m. to 3:30 p.m.

Saturday: Closed

ATTENTION: In order to be in compliance with the most recent New York State executive order regarding the need to cover your face when out in public, we are now requiring members to cover their face when visiting a branch. You will not be allowed  to enter a branch without a mask or other kind of face covering. Thank you for your cooperation.

The branch locations below are temporarily closed until further notice:

Brooklyn:

  • • 1560 Flatbush Avenue, Brooklyn, NY 11210
Lobby Closed. ATMs available.

Brooklyn:
  • • 2142 Ralph Avenue, Brooklyn, NY 11234
Lobby Closed. ATMs available.

Bronx:
  • • 353 East 149th Street, Bronx, NY 10455
Lobby Closed. ATMs available.

Manhattan:
  • • 2 Lafayette Street, New York, NY 10007
Lobby Closed. ATMs available.

Manhattan:
  • • 280 St. Nicholas Avenue, New York, NY 10027
Lobby Closed. ATMs available.

Queens:
  • • 61-35 Junction Blvd., Rego Park, NY 11234
Lobby Closed. ATMs available.

Queens:
  • • 188-39 Linden Blvd., St. Albans, NY 11412
Lobby Closed. ATMs available.

Queens:
  • • 134-66 Springfield Blvd., Springfield Gardens, NY 11413
Lobby Closed.

Staten Island:
  • • 1756 Forest Avenue, Staten Island, NY 10314
Lobby Closed. ATMs available.

For the latest service-related changes and other updates regarding MCU's response to the COVID-19 situation, visit our COVID-19 page here.

Digital Banking and ATMs
As the Coronavirus (COVID-19) situation is evolving to include states of emergency being declared and restrictions placed on the number of people allowed to gather in public places, we strongly recommend that you use MCU’s digital tools and ATMs for self-service banking and 24/7 account access.

Through NYMCU’s Online Banking and the Mobile App you can make payments, view balances and transactions, find an ATM, deposit checks using Mobile Deposit and more.

It’s easier and quicker to manage your accounts using our digital tools, especially since call wait times may be longer than usual.

It only takes a few minutes to:

  1. 1) Enroll in Online Banking

  2. 2) Download the MCU Mobile App (after enrolling in Online Banking):

    Download on the App Store
     

    Android app on Google Play

ATMs
You can use an MCU ATM to:

  • • Withdraw cash (up to $1,500 daily)

  • • Make an auto or personal loan payment

  • • Pay your Mortgage

  • • Pay your Visa Credit Card

  • • Transfer money between your MCU accounts

  • • Check your account balance

You can also use one of the 30,000 CO-OP Network ATMs nationwide to make a cash withdrawal.

We thank you for your understanding and cooperation as we navigate this unfolding pandemic situation.

POSTED: Apr 16, 2020
Co-op City Branch Reopening Today

April 16, 2020

The Co-op City branch, located at 755 Co-op City Blvd., Bronx, NY  10475, will reopen for business today (4/16) at 10:00 a.m.  Visits to the branch continue to be by appointment only.  We ask that you limit branch visits to urgent matters that can't be resolved using Online/Mobile Banking or an ATM. To make an appointment, click here.

As a reminder, Member Service By Appointment Only is available at these branch locations:

Brooklyn-Jay Street, Brooklyn-Ralph Ave., Bronx-Co-Op City, Queens-Rego Center, Staten Island-Hylan Blvd.

Appointments are available during these hours:

Monday through Friday: 10 a.m. to 3:30 p.m.

Saturday: Closed

We thank you for your patience and understanding as we navigate through this difficult pandemic situation.

POSTED: Apr 14, 2020
An Update About Our Branches
April 14, 2020

UPDATE: Important Information Regarding Our Branches as of Wednesday, April 15th , 2020

Branch Hours and Availability:
As part of our continuing efforts to keep our members and employees safe and healthy, as well as manage our response to the COVID-19 situation, we will be temporarily closing the following branch until further notice:

Bronx:
755 Co-op City Blvd., Bronx, NY 10475
Lobby closed. ATMs available.

If you have already made an appointment for this branch, someone will be contacting you to reschedule.

In-Branch Member Services
For the branch locations that remain open, all in-branch member service requests will be handled by appointment only. We ask that you limit branch visits to urgent matters that can't be resolved using Online/Mobile Banking, an ATM or by calling the eBranch. To make an appointment, click here.

• Member Service By Appointment Only available at these branch locations:

Brooklyn-Jay Street, Brooklyn-Ralph Ave., Queens-Rego Center, Staten Island-Hylan Blvd.


Appointments are available during these hours:

Monday through Friday: 10am to 3:30pm

Saturday: Closed

The branch locations below are temporarily closed until further notice:

Brooklyn:

  • •1560 Flatbush Avenue, Brooklyn, NY 11210
Lobby Closed. ATMs available.

Bronx:
  • • 560 Courtlandt Avenue, Bronx, NY 10451
Lobby Closed. ATMs available.

Bronx:
  • • 353 East 149th Street, Bronx, NY 10455
Lobby Closed. ATMs available.

Bronx:
  • • 755 Co-op City Blvd., Bronx, NY 10457
Lobby Closed. ATMs available.

Long Island:
  • •1660 Hempstead Turnpike, Elmont, NY 11003
Lobby closed. ATMs available.

Manhattan:
  • • 2 Lafayette Street, New York, NY 10007
Lobby Closed. ATMs available.

Manhattan:
  • • 280 St. Nicholas Avenue, New York, NY 10027
Lobby Closed. ATMs available.

Queens:
  • • 188-39 Linden Blvd., St. Albans, NY 11412
Lobby Closed. ATMs available.

  • • 134-66 Springfield Blvd., Springfield Gardens, NY 11413
Lobby Closed.

Staten Island:
  • • 1756 Forest Avenue, Staten Island, NY 10314
Lobby Closed. ATMs available.

For the latest service-related changes and other updates regarding MCU's response to the COVID-19 situation, visit our COVID-19 page here.

Digital Banking and ATMs
As the Coronavirus (COVID-19) situation is evolving to include states of emergency being declared and restrictions placed on the number of people allowed to gather in public places, we strongly recommend that you use MCU’s digital tools and ATMs for self-service banking and 24/7 account access.

Through NYMCU’s Online Banking and the Mobile App you can make payments, view balances and transactions, find an ATM, deposit checks using Mobile Deposit and more.

It’s easier and quicker to manage your accounts using our digital tools, especially since call wait times may be longer than usual.

It only takes a few minutes to:

  1. 1) Enroll in Online Banking

  2. 2) Download the MCU Mobile App (after enrolling in Online Banking):

    Download on the App Store
     

    Android app on Google Play

ATMs
You can use an MCU ATM to:

  • • Withdraw cash (up to $1,000 daily)

  • • Make an auto or personal loan payment

  • • Pay your Mortgage

  • • Pay your Visa Credit Card

  • • Transfer money between your MCU accounts

  • • Check your account balance

You can also use one of the 30,000 CO-OP Network ATMs nationwide to make a cash withdrawal.

We thank you for your understanding and cooperation as we navigate this unfolding pandemic situation.

POSTED: Apr 11, 2020
Economic Impact (Stimulus) Payments

April 11, 2020

MCU members have begun to see the first wave of the Economic Impact Payments (Stimulus) deposits. These payments will show “pending” with an expiration date of 4/15/20 in your Online/ Mobile banking until the funds have fully been released by the IRS and received by MCU. The first wave of payments is due to be available to members on April 15, 2020.

In addition, the Treasury Department and the Internal Revenue Service launched a new web tool today where you can register for Economic Impact Payments if you don't normally file a tax return. Learn more here.

POSTED: Apr 10, 2020
MCU Banking Options - Where to Go Guide

April 10, 2020

Providing access to your accounts when and where you need it has always been a top priority at Municipal Credit Union. We want to remind you of the different ways you can continue to do most banking services safely from the comfort of your home or by visiting an MCU ATM or from 30,000 CO-Op Network ATMs.

Below is a quick reference guide for the alternative methods available to you to manage your banking needs safely. We hope you find it helpful!
 

What I Need: Where to Go:
Check My Balance and Recent Transactions
 
 Login to Online Banking or NYMCU Mobile App or
• Enroll in Text Banking via Online Banking
View Text Banking Commands  
• Touch Tone Teller
212.693.4900
View Menu Options
 
Cash Withdrawals Visit any MCU or CO-OP Network ATM for cash withdrawals up to $1,500.
Cash Deposits and Payments
Visit an MCU ATM*
Make deposits to your accounts and payments to MCU Personal Loans, Auto Loans, Mortgages and Credit Cards.
*Not all MCU ATMs accept deposits. Check the "Special Notes" section in the ATM search results for MCU ATMs that accept deposits.
Check Deposit

 
MCU ATMs* or NYMCU
Mobile App (Deposit Feature): 





*Not all MCU ATMs accept deposits. Check the "Special Notes" section in the ATM search results for MCU ATMs that accept deposits.
Transfer Money Between MCU Accounts:
• Visit an MCU ATM
• Login to Online Banking or Mobile App
• Touch Tone Teller: 212.693.4900
View Menu Options


Transfer to External MCU Accounts:

MCU BillPay via Online Banking or Mobile Banking app. Requires a Checking Account.




 
Alternative to Official Checks & Money Orders Schedule one-time and/or recurring payments via Online Banking or Mobile Banking app.
Easily make online payments to virtually any creditor.
This service is free and convenient.




 
Visa Debit Card or ATM Card Inquiries Contact Touch Tone Teller:
212.693.4900
View Menu Options
Visa Credit Card Inquiries
General Information:
800.481.7338

Lost or Stolen Cards:
800.449.7728
Disputes:
ATM or Debit Card
• ACH Transactions
• Stop Payment

 
Contact our eBranch:
212.693.4900
Apply for a New Loan
(Personal, Auto, Credit Card)


 
Login to Online Banking/
Mobile App and select Apply for a Loan:
 



 
Open a New Account
(FasTrack Checking, Club Accounts (Vacation and Holiday), Certificate of Deposit, Money Market)
Login to Online Banking/Mobile Banking App and select Open Account.





 

POSTED: Apr 10, 2020
ATM Withdrawal Limit Increase

April 10, 2020

Great News! We want to let you know that we have temporarily increased the daily withdrawal limit at an ATM from $1,000 per day to $1,500 per day. This temporary increase is effective immediately. You can use your ATM/Check card at an MCU ATM or at one of the 30,000 CO-OP Network ATMs nationwide to make a cash withdrawal. We hope this increase helps you and your family as you navigate this current uncertain economic environment. Thank you for your valued membership.

POSTED: Apr 08, 2020
An Update About Our Branches
April 8, 2020

UPDATE: Important Information Regarding Our Branches as of Wednesday, April 8th , 2020

Branch Hours and Availability:
As part of our continuing efforts to keep our members and employees safe and healthy, as well as manage our response to the COVID-19 situation, we will be temporarily closing the following branch until further notice, effective immediately:

Long Island:
1660 Hempstead Turnpike, Elmont, NY 11003
Lobby closed. ATMs available.

If you have already made an appointment for this branch, someone will be contacting you to reschedule.

In-Branch Member Services
For the branch locations that remain open, all in-branch member service requests will be handled by appointment only. We ask that you limit branch visits to urgent matters that can't be resolved using Online/Mobile Banking, an ATM or by calling the eBranch. To make an appointment, click here.

• Member Service By Appointment Only available at these branch locations:

Brooklyn-Jay Street, Brooklyn-Ralph Ave., Bronx-Co-Op City, Queens-Rego Center, Staten Island-Hylan Blvd.


Appointments are available during these hours:

Monday through Friday: 10am to 3:30pm

Saturday: Closed

The branch locations below are temporarily closed until further notice:

Brooklyn:

  • •1560 Flatbush Avenue, Brooklyn, NY 11210
Lobby Closed. ATMs available.

Bronx:
  • • 560 Courtlandt Avenue, Bronx, NY 10451
Lobby Closed. ATMs available.

Bronx:
  • • 353 East 149th Street, Bronx, NY 10455
Lobby Closed. ATMs available.

Long Island:
  • •1660 Hempstead Turnpike, Elmont, NY 11003
Lobby closed. ATMs available.

Manhattan:
  • • 2 Lafayette Street, New York, NY 10007
Lobby Closed. ATMs available.

Manhattan:
  • • 280 St. Nicholas Avenue, New York, NY 10027
Lobby Closed. ATMs available.

Queens:
  • • 188-39 Linden Blvd., St. Albans, NY 11412
Lobby Closed. ATMs available.

  • • 134-66 Springfield Blvd., Springfield Gardens, NY 11413
Lobby Closed.

Staten Island:
  • • 1756 Forest Avenue, Staten Island, NY 10314
Lobby Closed. ATMs available.

For the latest service-related changes and other updates regarding MCU's response to the COVID-19 situation, visit our COVID-19 page here.

Digital Banking and ATMs
As the Coronavirus (COVID-19) situation is evolving to include states of emergency being declared and restrictions placed on the number of people allowed to gather in public places, we strongly recommend that you use MCU’s digital tools and ATMs for self-service banking and 24/7 account access.

Through NYMCU’s Online Banking and the Mobile App you can make payments, view balances and transactions, find an ATM, deposit checks using Mobile Deposit and more.

It’s easier and quicker to manage your accounts using our digital tools, especially since call wait times may be longer than usual.

It only takes a few minutes to:

  1. 1) Enroll in Online Banking

  2. 2) Download the MCU Mobile App (after enrolling in Online Banking):

    Download on the App Store
     

    Android app on Google Play

ATMs
You can use an MCU ATM to:

  • • Withdraw cash (up to $1,000 daily)

  • • Make an auto or personal loan payment

  • • Pay your Mortgage

  • • Pay your Visa Credit Card

  • • Transfer money between your MCU accounts

  • • Check your account balance

You can also use one of the 30,000 CO-OP Network ATMs nationwide to make a cash withdrawal.

We thank you for your understanding and cooperation as we navigate this unfolding pandemic situation.

POSTED: Apr 07, 2020
An Update About Our Branches
April 7, 2020

UPDATE: Important Information Regarding Our Branches as of Wednesday, April 8th , 2020

Branch Hours and Availability:
As part of our continuing efforts to keep our members and employees safe and healthy, as well as manage our response to the COVID-19 situation, we will be temporarily closing the following branch until further notice:

Bronx:
560 Courtlandt Avenue, Bronx, NY 10451
Lobby closed. ATMs available.

If you have already made an appointment for this branch, someone will be contacting you to reschedule.

In-Branch Member Services
Effective Monday, April 6th, all in-branch member service requests will be handled by appointment only. We ask that you limit branch visits to urgent matters that can't be resolved using Online/Mobile Banking, an ATM or by calling the eBranch. To make an appointment, click here.

• Member Service By Appointment Only available at these branch locations:

Brooklyn-Jay Street, Brooklyn-Ralph Ave., Bronx-Co-Op City, Queens-Elmont, Queens-Rego Center, Staten Island-Hylan Blvd.


Appointments are available during these hours:

Monday through Friday: 10am to 3:30pm

Saturday: Closed

The branch locations below are temporarily closed until further notice:

Brooklyn:

  • •1560 Flatbush Avenue, Brooklyn, NY 11210
Lobby Closed. ATMs available.

Bronx:
  • • 560 Courtlandt Avenue, Bronx, NY 10451
Lobby Closed. ATMs available.

Bronx:
  • • 353 East 149th Street, Bronx, NY 10455
Lobby Closed. ATMs available.

Manhattan:
  • • 2 Lafayette Street, New York, NY 10007
Lobby Closed. ATMs available.

Manhattan:
  • • 280 St. Nicholas Avenue, New York, NY 10027
Lobby Closed. ATMs available.

Queens:
  • • 188-39 Linden Blvd., St. Albans, NY 11412
Lobby Closed. ATMs available.

  • • 134-66 Springfield Blvd., Springfield Gardens, NY 11413
Lobby Closed.

Staten Island:
  • • 1756 Forest Avenue, Staten Island, NY 10314
Lobby Closed. ATMs available.

For the latest service-related changes and other updates regarding MCU's response to the COVID-19 situation, visit our COVID-19 page here.

Digital Banking and ATMs
As the Coronavirus (COVID-19) situation is evolving to include states of emergency being declared and restrictions placed on the number of people allowed to gather in public places, we strongly recommend that you use MCU’s digital tools and ATMs for self-service banking and 24/7 account access.

Through NYMCU’s Online Banking and the Mobile App you can make payments, view balances and transactions, find an ATM, deposit checks using Mobile Deposit and more.

It’s easier and quicker to manage your accounts using our digital tools, especially since call wait times may be longer than usual.

It only takes a few minutes to:

  1. 1) Enroll in Online Banking

  2. 2) Download the MCU Mobile App (after enrolling in Online Banking):

    Download on the App Store
     

    Android app on Google Play

ATMs
You can use an MCU ATM to:

  • • Withdraw cash (up to $1,000 daily)

  • • Make an auto or personal loan payment

  • • Pay your Mortgage

  • • Pay your Visa Credit Card

  • • Transfer money between your MCU accounts

  • • Check your account balance

You can also use one of the 30,000 CO-OP Network ATMs nationwide to make a cash withdrawal.

We thank you for your understanding and cooperation as we navigate this unfolding pandemic situation.

POSTED: Apr 03, 2020
An Update About Our Branches
April 3, 2020

UPDATE: Important Information Regarding Our Branches as of Monday, April 6th , 2020

Branch Hours and Availability:
At Municipal Credit Union (MCU), the physical health and financial safety of our members and employees are of the utmost importance to us. Following the guidelines set forth by the Centers for Disease Control (CDC) to help prevent the spread of the virus, we've implemented protocols like additional scheduled cleanings of our branches, disposable sanitary gloves for our branch staff and having hand sanitizer available. As a next step, Municipal Credit Union has made the difficult but necessary decision to temporarily restrict branch lobby access by instituting an appointment only system for branch visits.

In-Branch Member Services
Effective Monday, April 6th, all in-branch member service requests will be handled by appointment only. We ask that you limit branch visits to urgent matters that can't be resolved using Online/Mobile Banking, an ATM or by calling the eBranch. To make an appointment, click here.

• Member Service By Appointment Only available at these branch locations: Brooklyn-Jay Street, Brooklyn-Ralph Ave., Bronx-Co-Op City, Bronx-Courtlandt Ave., Queens-Elmont, Queens-Rego Center, Staten Island-Hylan Blvd.

Appointments are available during these hours:

Monday through Friday: 10am to 3:30pm

Saturday: Closed

The branch locations below are temporarily closed until further notice:

Brooklyn:

  • •1560 Flatbush Avenue, Brooklyn, NY 11210
Lobby Closed. ATMs available.

Bronx:
  • • 353 East 149th Street, Bronx, NY 10455
Lobby Closed. ATMs available.

Manhattan:
  • • 2 Lafayette Street, New York, NY 10007
Lobby Closed. ATMs available.

Manhattan:
  • • 280 St. Nicholas Avenue, New York, NY 10027
Lobby Closed. ATMs available.

Queens:
  • • 188-39 Linden Blvd., St. Albans, NY 11412
Lobby Closed. ATMs available.

  • • 134-66 Springfield Blvd., Springfield Gardens, NY 11413
Lobby Closed.

Staten Island:
  • • 1756 Forest Avenue, Staten Island, NY 10314
Lobby Closed. ATMs available.

For the latest service-related changes and other updates regarding MCU's response to the COVID-19 situation, visit our COVID-19 page here.

Digital Banking and ATMs
As the Coronavirus (COVID-19) situation is evolving to include states of emergency being declared and restrictions placed on the number of people allowed to gather in public places, we strongly recommend that you use MCU’s digital tools and ATMs for self-service banking and 24/7 account access.

Through NYMCU’s Online Banking and the Mobile App you can make payments, view balances and transactions, find an ATM, deposit checks using Mobile Deposit and more.

It’s easier and quicker to manage your accounts using our digital tools, especially since call wait times may be longer than usual.

It only takes a few minutes to:

  1. 1) Enroll in Online Banking

  2. 2) Download the MCU Mobile App (after enrolling in Online Banking):

    Download on the App Store
     

    Android app on Google Play

ATMs
You can use an MCU ATM to:

  • • Withdraw cash (up to $1,000 daily)

  • • Make an auto or personal loan payment

  • • Pay your Mortgage

  • • Pay your Visa Credit Card

  • • Transfer money between your MCU accounts

  • • Check your account balance

You can also use one of the 30,000 CO-OP Network ATMs nationwide to make a cash withdrawal.

We thank you for your understanding and cooperation as we navigate this unfolding pandemic situation.

POSTED: Apr 02, 2020
An Update About Our Branches

April 2, 2020

UPDATE: Important Information Regarding Our Branches as of Thursday, April 2nd , 2020

Branch Hours and Availability:
At Municipal Credit Union (MCU), the safety of our members and employees is very important to us. We want you to know that Municipal Credit Union is committed to providing the best banking service possible to you during this difficult time.

Effective Thursday, April 2nd, we will be temporarily closing the following branch location:

Queens:

  • • 134-66 Springfield Blvd., Springfield Gardens, NY 11413
Lobby Closed.


As a reminder, our current branch operating hours are:

Monday through Friday: 10am to 4pm

Saturday: Closed

The six branch locations below are temporarily closed until further notice:

Brooklyn:

  • •1560 Flatbush Avenue, Brooklyn, NY 11210
Lobby Closed. ATMs available.

Bronx:
  • • 353 East 149th Street, Bronx, NY 10455
Lobby Closed. ATMs available.

Manhattan:
  • • 280 St. Nicholas Avenue, New York, NY 10027
Lobby Closed. ATMs available.

Staten Island:
  • • 1756 Forest Avenue, Staten Island, NY 10314
Lobby Closed. ATMs available.

Queens:
  • • 188-39 Linden Blvd., St. Albans, NY 11412
Lobby Closed. ATMs available.

  • • 134-66 Springfield Blvd., Springfield Gardens, NY 11413
Lobby Closed.

As the Coronavirus (COVID-19) situation is evolving to include states of emergency being declared and restrictions placed on the number of people allowed to gather in public places, we strongly recommend that you use MCU’s digital tools and ATMs for self-service banking and 24/7 account access.

Through NYMCU’s Online Banking and the Mobile App you can make payments, view balances and transactions, find an ATM, deposit checks using Mobile Deposit and more.

It’s easier and quicker to manage your accounts using our digital tools, especially since call wait times may be longer than usual.

It only takes a few minutes to:

  1. 1) Enroll in Online Banking

  2. 2) Download the MCU Mobile App (after enrolling in Online Banking):

    Download on the App Store
     

    Android app on Google Play

ATMs
You can use an MCU ATM to:

  • • Withdraw cash (up to $1,000 daily)

  • • Make an auto or personal loan payment

  • • Pay your Mortgage

  • • Pay your Visa Credit Card

  • • Transfer money between your MCU accounts

  • • Check your account balance

You can also use one of the 30,000 CO-OP Network ATMs nationwide to make a cash withdrawal.

We apologize for any inconvenience these branch closures may cause you and we thank you for your understanding and cooperation.

POSTED: Mar 30, 2020
An Update About Our Branches

March 30, 2020

UPDATE: Important Information Regarding Our Branches as of Tuesday, March 31st , 2020

Branch Hours and Availability:
At Municipal Credit Union (MCU), the safety of our members and employees is very important to us. We want you to know that Municipal Credit Union is committed to providing the best banking service possible to you during this difficult time.

Effective Tuesday, March 31st, we will be temporarily closing the following branch location:

Queens:

  • • 188-39 Linden Blvd., St. Albans, NY 11412
Lobby Closed. ATMs available.

As a reminder, our current branch operating hours are:

Monday through Friday: 10am to 4pm

Saturday: Closed

The five branch locations below are temporarily closed until further notice:

Brooklyn:

  • •1560 Flatbush Avenue, Brooklyn, NY 11210
Lobby Closed. ATMs available.

Bronx:
  • • 353 East 149th Street, Bronx, NY 10455
Lobby Closed. ATMs available.

Manhattan:
  • • 280 St. Nicholas Avenue, New York, NY 10027
Lobby Closed. ATMs available.

Staten Island:
  • • 1756 Forest Avenue, Staten Island, NY 10314
Lobby Closed. ATMs available.

Queens:
  • • 188-39 Linden Blvd., St. Albans, NY 11412
Lobby Closed. ATMs available.

As the Coronavirus (COVID-19) situation is evolving to include states of emergency being declared and restrictions placed on the number of people allowed to gather in public places, we strongly recommend that you use MCU’s digital tools and ATMs for self-service banking and 24/7 account access.

Through NYMCU’s Online Banking and the Mobile App you can make payments, view balances and transactions, find an ATM, deposit checks using Mobile Deposit and more.

It’s easier and quicker to manage your accounts using our digital tools, especially since call wait times may be longer than usual.

It only takes a few minutes to:

  1. 1) Enroll in Online Banking

  2. 2) Download the MCU Mobile App (after enrolling in Online Banking):

    Download on the App Store
     

    Android app on Google Play

ATMs
You can use an MCU ATM to:

  • • Withdraw cash (up to $1,000 daily)

  • • Make an auto or personal loan payment

  • • Pay your Mortgage

  • • Pay your Visa Credit Card

  • • Transfer money between your MCU accounts

  • • Check your account balance

You can also use one of the 30,000 CO-OP Network ATMs nationwide to make a cash withdrawal.

We apologize for any inconvenience these branch closures may cause you and we thank you for your understanding and cooperation.

POSTED: Mar 20, 2020
An Update Regarding Coronavirus (COVID-19)

March 20, 2020

Branch Hours and Availability:
At Municipal Credit Union (MCU), the safety of our members and employees is very important to us. We want you to know that Municipal Credit Union is committed to providing the best banking service possible to you during this difficult time. In our continuing effort to better protect our members and employees and in line with the precautionary measures strongly recommended by NYC, MCU will be reducing all of our branch operating hours.

Effective Monday, March 23rd, our new branch operating hours will be as follows:

Monday through Friday: 10am to 4pm

Saturday: Closed

In addition, we will be temporarily closing four of our branch locations until further notice.

Brooklyn:

  • •1560 Flatbush Avenue, Brooklyn, NY 11210
Lobby Closed. ATMs available.

Bronx:
  • • 353 East 149th Street, Bronx, NY 10455
Lobby Closed. ATMs available.

Manhattan:
  • • 280 St. Nicholas Avenue, New York, NY 10027
Lobby Closed. ATMs available.

Staten Island:
  • • 1756 Forest Avenue, Staten Island, NY 10314
Lobby Closed. ATMs available.

As the Coronavirus (COVID-19) situation is evolving to include states of emergency being declared and restrictions placed on the number of people allowed to gather in public places, we strongly recommend that you use MCU’s digital tools and ATMs for self-service banking and 24/7 account access.

Through NYMCU’s Online Banking and the Mobile App you can make payments, view balances and transactions, find an ATM, deposit checks using Mobile Deposit and more.

It’s easier and quicker to manage your accounts using our digital tools, especially since call wait times may be longer than usual.

It only takes a few minutes to:

  1. 1) Enroll in Online Banking

  2. 2) Download the MCU Mobile App (after enrolling in Online Banking):

    Download on the App Store
     

    Android app on Google Play

ATMs
You can use an MCU ATM to:

  • • Withdraw cash (up to $1,000 daily)

  • • Make an auto or personal loan payment

  • • Pay your Mortgage

  • • Pay your Visa Credit Card

  • • Transfer money between your MCU accounts

  • • Check your account balance

You can also use one of the 30,000 CO-OP Network ATMs nationwide to make a cash withdrawal.

We apologize for any inconvenience these branch closures may cause you and we thank you for your understanding and cooperation.

POSTED: Mar 19, 2020
An Update Regarding Coronavirus (COVID-19)

March 19, 2020

Branch Update
The Brooklyn Branch at 350 Jay Street is open for business. All other MCU