Products & Services

Personal Loans

Need money for a household, personal expense or debt consolidation? An MCU Personal Loan is the simple solution.

An MCU Personal Loan helps you meet your important or unexpected needs.

Features & Benefits:

  • Low interest rates and affordable payments
  • Members who qualify may borrow up to $50,000 (minimum $1,000)
  • Use borrowed funds for any purpose
  • Consolidate your bills and lower your payments
  • Get extra cash for unexpected expenses
  • Direct Deposit or Payroll Deduction for payments
Apply Now

If you have money on deposit in your Share Certificate, a Share Certificate Secured Loan allows you to borrow against those funds.

Features & Benefits:

  • Minimum loan amount of $500
  • 2 month minimum term/60 month maximum term
  • Continue to earn a dividend on the deposited funds

To Apply for an MCU Share Secured or Share Certificate Secured Loan, visit your nearest MCU Branch.

Find a Branch


Rates As Low As:
Unsecured Loan 5.95%
Share Secured Loan 3.50%
Shared Certificate Secured Loan APR is Share Certificate rate plus 3%

Visit our Rates page for more information

** The APR for unsecured loans will increase by 2% after consummation if automatic payroll deduction or direct deposit is cancelled.

  • youtube facebook
    twitter instagram

Routing Number: 226078036

  • ncua
  • home
  • youtube facebook
    twitter instagram

Routing Number: 226078036

  • norton