Make Your Next Move

^*APR = Annual Percentage Rate. Advertised 7.49% APR is available for qualifying loans with a maximum term of 36 months and includes a 0.25 percentage-point rate discount for borrowers who establish and maintain qualifying direct deposit to an MCU Checking account. Not all applicants will qualify for the lowest advertised APR. Actual APR is based on creditworthiness, loan amount, loan term, and applicable underwriting criteria. Qualifying direct deposit must be established within 60 days of loan funding. If qualifying direct deposit is not established within 60 days, or if qualifying direct deposit is subsequently discontinued during the term of the loan, the interest rate and APR will increase by 0.25 percentage points, in accordance with the terms of the loan agreement.

All loans are subject to credit approval, MCU membership eligibility, and applicable program requirements. Rates, terms, and conditions are subject to change without notice. Other restrictions may apply. Applicants must be U.S. citizens or permanent resident aliens.

^**Direct Deposit Discount: Available when Direct Deposit is elected at application and established to an MCU checking account within 60 days of loan opening. No minimum Direct Deposit amount is required. If Direct Deposit is not established within 60 days, the discount will be removed, and the applicable interest rate will increase by 0.25 percentage points. Other eligibility requirements and restrictions may apply.