Products & Services

Personal Loans

Need money for a household, personal expense or debt consolidation? An MCU Personal Loan is the simple solution.

An MCU Personal Loan helps you meet your important or unexpected needs.

Features & Benefits:

  • Low interest rates and affordable payments
  • Members who qualify may borrow up to $50,000 (minimum $1,000)
  • Use borrowed funds for any purpose
  • Consolidate your bills and lower your payments
  • Get extra cash for unexpected expenses
  • Set up convenient Direct Deposit or Payroll Deduction for payments
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If you have money on deposit in your Share Certificate, a Share Certificate Secured Loan allows you to borrow against those funds.

Features & Benefits:

  • Minimum loan amount of $500
  • Borrow against your funds on deposit in your Share Certificate Account
  • Term of loan must end before term of share certificate ends*
  • Members can build or rebuild their credit
  • Continue to earn a dividend on the deposited funds
  • Set up convenient Direct Deposit or Automatic Payroll Deduction for payments

* All amounts on deposit in the Share Certificate Account must remain on deposit until loan is paid in full. There are no early withdrawal penalties if withdrawals are made after loan is paid in full.

To Apply for an MCU Share Secured or Share Certificate Secured Loan, visit your nearest MCU Branch.

Find a Branch

Resources:

mcupersonalloan
Rates As Low As:
PERSONAL LOANSAPR
Unsecured Loan 607.95%
Share Secured Loan 84 Months3.50%
Shared Certificate Secured Loan 60 Months**APR is Share Certificate rate plus 3%
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Visit our Rates page for more information


** The APR for unsecured loans will increase by 2% after consummation if automatic payroll deduction or direct deposit is cancelled.

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Routing Number: 226078036

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Routing Number: 226078036

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