How to Join MCU | Municipal Credit Union

Why Join?

As a credit union, we are owned by our members, and only our members get access to the great products and services we have to offer. Any eligible individual is able to join; it’s free, easy, and can be done in person or online.

Join Online

Join In Person

Who Can Join?

Membership Eligibility

Individuals who live, work, worship, or attend school in New York City
Immediate family members of existing members

Current NYC Employees, that meet the following requirements, remain eligible to join

An employee of the City of New York
An employee of a hospital, nursing home, health facility, or their affiliates located in New York State
A Federal employee who works in the five boroughs
A State employee who works in the five boroughs
An employee working for agencies operating within the City of New York metropolitan area and which are at least in part funded by the City of New York or the State of New York
An employee of an insurance company that offers health related insurance in the State of New York
An employee of companies that produce and/or supply hospitals in the State of New York with medical and other types of healthcare products
An employee of the City of Yonkers or Mount Vernon
An employee of a private college located in the City of New York
An employee of a private or public college in the counties of Nassau, Suffolk or Westchester
An employee of the Archdiocese of New York or Brooklyn
A member of certain private employers or industry groups

How to Join in Person

Come on by! We’d love to see you. When you’re ready to join, visit one of our branches during normal business hours.

Find a Branch

Make a Branch Appointment

Ready to Join the MCU Community?

You are welcome! Gain access to the products and services that help our members create a foundation for an excellent financial future—including competitive rates, reliable banking, and educational resources to stay in control of your finances.