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Our Graniteville Branch, located at 1756 Forest Avenue, in Staten Island is currently closed due to a power outage affecting the entire building. We will reopen as soon as power is restored.

We apologize for the inconvenience. In the meantime, please visit another branch or use Digital Banking and the NYMCU mobile app to manage your accounts.

Check back here for updates on reopening.

Late Fee

A penalty charged by a lender to a borrower who fails to make their required minimum payment on time.

More Details

A late fee is a charge that is assessed when a payment is not made by the due date. Late fees are common for bills, loans, and credit card payments, and are intended to encourage timely payment and compensate the creditor for any additional costs or losses associated with late payment.

Example

If you have a credit card with a minimum monthly payment of $50 and you do not pay the full amount by the due date, you will be assessed a late fee in addition to the unpaid balance on your credit card.

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