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Account History
A history of a customer's deposits, withdrawals, and payments over a specified period of time.
More Details
Account history refers to a record of all transactions and activity on a bank account over a specific period of time. This can include deposits, withdrawals, payments, and other types of transactions. Account history is often used to track spending and monitor account activity.
Example
You open your MCU account on September 15th and make an initial deposit of $500. On September 16th, you take $200 out of an ATM to purchase groceries. Then the following Friday, your work paycheck is automatically deposited into your account. All these transactions would be present for you to view by date and make up your account history.
Related Terms
Flexible Spending Account (FSA)
A tax-advantaged savings account that allows individuals to set aside money for qualified expenses.
Fair Credit Reporting Act (FCRA)
A federal law that protects consumers' credit information and gives them the right to access and dispute their credit reports.
Vesting
The entitlement to a present or future asset or benefit, usually referring to an employer-provided benefit such as a retirement account.