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Terms of Service
Terms of Service (TOS) are the legal agreements between a service provider and a user that govern the use of the service.
More Details
Terms of Service (TOS) are the legal agreements between a service provider and a user that govern the use of the service. TOS typically outline the rights and responsibilities of both parties, and may include things like rules for using the service, limitations of liability, and resolution of disputes.
Example
You are about to become a member of a credit union, and you are presented with the terms of service. Before you can use the credit union's services, you need to agree to the Terms of Service. This means that you are agreeing to follow the rules outlined in the TOS, and that you understand your rights and responsibilities as a member of the credit union. By agreeing to the TOS, you are entering into a legal contract with the credit union.
Related Terms
Fair Credit Reporting Act (FCRA)
A federal law that protects consumers' credit information and gives them the right to access and dispute their credit reports.
Federal Reserve
The US central bank, responsible for monetary policy, bank regulation, and government financial services.
Debit Card
A payment card linked to a checking or savings account that allows the cardholder to access and spend deposited funds.