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Digital Banking
The use of electronic devices, such as computers and smartphones, to access and manage one's bank account and carry out financial transactions.
More Details
Digital banking refers to the use of electronic channels, such as a website or mobile app, to access and manage financial accounts, products, and services. Digital banking allows individuals and businesses to perform financial transactions and manage their money without the need to visit a physical bank branch.
Example
You plan to spend some money at an event this weekend with friends, but before going, you want to see how much money you have available in your bank account. Instead of heading to your local branch or ATM, you can take advantage of digital banking to check your account balance via the mobile banking app.
Related Terms
Interest Rate
A percentage of a loan or deposit balance that is charged by a lender or financial institution for the use of its money.
Forged Check
A check that has been altered or created without the permission of the person or entity named as the payee. It is a form of fraud.
Overdraft Line of Credit
A loan tied to a checking account that can be used to cover transactions that exceed the available balance in the account.