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ALERT
We are currently experiencing technical difficulties with inbound and outbound calls. We apologize for any inconvenience this may cause.

While we work to resolve the issue, we encourage you to check back for updates. In the meantime, you can still access your accounts securely by logging into Digital Banking or stopping by any of our convenient 14 branches.

Thank you for your patience and understanding.

 

 

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    Individual Retirement Account (IRA)

    Individual Retirement Account (IRA)

    A type of savings account designed to help individuals save for retirement.

    More Details

    An individual retirement account (IRA) is a type of investment account that is designed to help people save for retirement. There are several different types of IRAs, including traditional IRAs, Roth IRAs, and SEP IRAs (Simplified Employee Pension).

    Example

    You might decide to open a traditional IRA and contribute $500 per month to the account. The money you contribute to the account will be invested in the financial products you choose (such as stocks, bonds, mutual funds, etc.), and you hope to earn a return on your investment over time.

    Related Terms

    Available Credit

    The amount of credit currently accessible on a credit card or line of credit. It is the amount that can be borrowed and used for transactions.

    Learn More

    Trust

    A legal arrangement in which one party transfers ownership of property to another person or entity to be managed for the benefit of a third party.

    Learn More

    Escrow Funds

    Funds that are held by a third party on behalf of two parties in a transaction and are released when the terms of the transaction are met.

    Learn More

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