Mobile Check Deposit

A feature in a banking app that allows a user to deposit a check into their bank account, typically by taking pictures of the check.

More Details

Mobile check deposit is a feature offered by many banks and credit unions that allows account holders to deposit checks into their account using a smartphone or other mobile device. Mobile check deposit typically involves taking a photo of the check and submitting it through a mobile banking app or website. The funds from the check are then transferred into the account, usually within a few business days.

Example

Imagine that you have a checking account at a bank that offers mobile check deposit. You might use this feature to deposit a check that you have received in the mail or that you have received as payment for goods or services. To do so, you would simply take a photo of the check using your smartphone, and then submit it through the mobile banking app or website. The funds from the check would then be transferred into your account, usually within a few business days. Mobile check deposit can be a convenient way to deposit checks and access your funds, especially if you are unable to visit a bank branch or ATM.

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