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⚠️ Digital Banking Access Issue
We are currently experiencing intermittent access issues with Digital Banking. Our team is actively working to resolve the problem and restore full access as quickly as possible.

We apologize for the inconvenience and appreciate your patience.

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    Insurance

    Insurance

    An agreement in which an individual or entity pays a premium to an insurer in exchange for protection against potential losses or damages.

    More Details

    Insurance is a financial product that provides protection against losses or damages that may occur. It is a way to transfer risk from an individual or business to an insurance company, in exchange for a premium payment.

    Example

    If you buy car insurance, you pay a premium to the insurance company in exchange for protection against financial losses resulting from car accidents or other types of damages to your vehicle.

    Related Terms

    Check

    A written instrument that directs a bank to pay a specific sum of money to the bearer or named payee.

    Learn More

    Fair and Accurate Credit Transactions Act (FACT Act)

    A federal law that aims to protect consumers from identity theft and fraud by providing greater access to and control over their credit information

    Learn More

    Debt-to-Income Ratio (DTI)

    A measure of how much of an individual's monthly income is consumed by debt payments.

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