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Alert: Limited ATM Access at West Harlem 🚧
Please be advised that the ATM lobby at our West Harlem location will be undergoing construction as part of our expansion. While ATM access will remain available, it will be limited during this time.
For your convenience, please consider using our nearby ATMs at:
📍 Harlem Hospital
📍 Harlem ATM Center
We appreciate your patience and understanding as we work to enhance your banking experience!

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    Insurance

    Insurance

    An agreement in which an individual or entity pays a premium to an insurer in exchange for protection against potential losses or damages.

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    Insurance is a financial product that provides protection against losses or damages that may occur. It is a way to transfer risk from an individual or business to an insurance company, in exchange for a premium payment.

    Example

    If you buy car insurance, you pay a premium to the insurance company in exchange for protection against financial losses resulting from car accidents or other types of damages to your vehicle.

    Related Terms

    Joint Account

    A financial account that is owned by two or more individuals, who have equal access to and control over the funds in the account.

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    Credit Union

    A cooperative financial institution that is owned and controlled by its members, who are also its customers.

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    Statement Period

    The length of time covered by a bank or credit card statement, typically one month, used to determine which transactions are displayed.

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