An inclusive fixed rate home improvement loan tailored to our members who reside in low to moderate
census tract income areas OR have a household income within the low to moderate scale as provided by
the FFIEC website. Members must own and occupy the home as their primary residence as well as pre-qualifying
for the loan based on FFIEC census tract and income guidelines. Please keep in mind that you still must
qualify for the loan through other standard eligibility such as credit score, debt to income ratio,
lien position and ownership of property. For additional information, please visit our rates page.
Features & Benefits:
- Fixed interest rate
- 1-10 year flexible loan term
- Loan amounts between $5,000-$20,000
- Funds must be strictly used for Home Improvements
- Receive the amount borrowed in one lump sum
- Financing available in New York and New Jersey
View FFIEC Guidelines