| Annual Percentage Rate for Purchases | 0.00%, 2.90%, 3.90% or 5.90% Introductory APR for new cardholders on purchases and balance transfers for the first 12 months based on your creditworthiness. After that, the APR will be, depending on your creditworthiness at account opening, 13.15%, 14.40%, 15.90% or 17.65% (Prime Rate + 9.15%, 10.40%, 11.90% or 13.65%). The APR may vary.* | 3.90%, 4.90% or 5.90% Introductory APR for new cardholders on purchases and balance transfers for the first 6 months based on your creditworthiness. After that, the APR will be, depending on your creditworthiness at account opening, 10.90%, 12.40%, or 13.90% (Prime Rate + 6.90%, 8.40%, or 9.90%). The APR may vary.** | 0.00% Introductory APR for new cardholders on purchases and balance transfers for the first six (6) months. After that, the APR will be 12.40% (Prime Rate + 8.40%) The APR may vary.*** | 11.90% |
| Method of Computing the Balance for Purchases | Average daily balance (including new purchases) | Average daily balance (including new purchase) | Average daily balance (including new purchase) | Average daily balance (including new purchase) |
| Minimum Finance Charge | If you are charged interest, the charge will be no less than $.50 | If you are charged interest, the charge will be no less than $.50 | If you are charged interest, the charge will be no less than $.50 | If you are charged interest, the charge will be no less than $.50 |