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7-MONTH SHARE CERTIFICATE
Park Your Money.
Earn More with MCU.
No Parking Tickets... Just Great Rates.
Lock in 3.75% APY for 7 months
PERFECT FOR:
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Short-term savings goals
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Emergency fund building
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Parking money between major financial moves
FEATURES:
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3.75% APY for 7 months — guaranteed rate
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$5,000 minimum — new to MCU money1 only
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NCUA insured — your deposits protected
*APY = Annual Percentage Yield
¹ There is a minimum opening deposit and balance requirement of $5,000.00 of New Money to open a7 Months – New Money Share Certificate. “New Money" is defined as funds that are not on deposit in any MCU account at the time the account with the New Money requirement is opened. The New Money requirement may be satisfied by: (1) making a deposit of New Money directly into an account bearing a New Money requirement; or (2) making a deposit of New Money into a savings or checking account and transferring the New Money into the account bearing the New Money requirement within seven (7) days of the date of deposit. Funds transferred into an account bearing a New Money requirement from any MCU account after seven (7) days from the date of deposit will not be eligible to satisfy the New Money requirement. You may deposit additional New Money into the account for up to seven (7) days from the date the account is opened. All money deposited into the account must be New Money. After seven (7) days from opening the 7 Months – New Money Share Certificate no additional deposits are permitted into the account until the renewal grace period. The 7 Months – New Money Share Certificate will automatically renew into the 6 Months Share Certificate and will be subject to the Dividend Rate, APY, and other terms and conditions of the 6 Months Share Certificate in effect at the time of renewal unless the account is closed prior to maturity or during the ten (10) day renewal grace period.
FAQs
Can I be sure that my deposits are safe?
Where can I find MCU branches and fee-free ATMs?
Are my deposits insured?
Who can I contact if I have questions about my account?
Hours: Monday - Friday: 7:00am -7:00pm
Saturday: 9am - 2pm
Sunday: Closed
1-844-MCU-NYNY (1-844-628-6969)

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