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For the safety and security of our members and MCU team, please note that the hours of operation for the South Bronx Branch ATM lobby located at 560 Courtlandt Avenue Bronx, NY have recently been updated.

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Investment Property Loans

It’s Never Been Easier to Invest in Your Future.

In the current real estate market, there is great potential to generate residential investment income. Whether you’re looking to purchase a property to flip, rent out, or let appreciate over time—we have the mortgage option for you.

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Make Smart Investment Decisions with a Loan from MCU.

Deciding to invest in a property can be an exciting step toward building a secure future, but it can be difficult to know where to start. Our members get access to a straightforward application process and expert Lending Sales Specialists to help them make the right moves toward an exceptional financial future.

We’re Ready to Help You Get Past Any Homebuying Hurdles.

Whether you’ve just started browsing for real estate or have already picked out an investment property, MCU is ready to help you bring your goals to life.

Our team of Lending Sales Specialists is excited to help you find the right lending option for your unique needs, and ready to answer any questions that pop up along the way.

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Looking to Finance an Investment Property?

Investing in a property is an effective way to produce additional income or build up equity. Check out our mortgage rates—let’s get the ball rolling on your investment today.

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Get Expert Support, When You Need It.

Connect with one of our Lending Sales Specialists to receive personalized support with all of your lending needs—just another perk of being a member of the MCU community.

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Adam Gonda

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Cesarina Pena
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Cesarina Pena

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Michele Palmucci
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Michele Palmucci

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Omar Osoria
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Omar Osoria

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Sabrina Kilgore
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Sabrina Kilgore

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Shantell Wynn
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Shantell Wynn

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 Walter Skowronski
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Walter Skowronski

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Xiang He Lin
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Xiang He Lin

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Sherry Munro
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Sherry Munro

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Pedro Lopez
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Pedro Lopez

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Taurean Durham
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Taurean Durham

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 Arnold Allston
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Arnold Allston

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Warren Irons
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Warren Irons

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Stephanie Rodriguez
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Stephanie Rodriguez

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Stephanie Fernandez
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Stephanie Fernandez

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Gary Cotes
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Gary Cotes

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Jerrel Sturrup
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Jerrel Sturrup

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Carl Gayle
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Carl Gayle

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Emilio Sosa
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Emilio Sosa

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Sean Remy
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Sean Remy

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Gabrielle Naughton
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Gabrielle Naughton

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Justyn Chery
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Justyn Chery

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Raquel Bhola
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Banking That’s Always by Your Side

Access the information you need, when you need it with our easy-to-navigate digital banking platform. Discover helpful tools and settings that make banking smarter, not harder.

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Explore Additional MCU Lending Options.

We work hard to ensure that our community heroes get the financial support they deserve. Whether you're buying a home, a vehicle, or something else, MCU is here to help you along the way.

No Matter Where You Are in Life, We’re Right There with You.

At MCU, we believe that a credit union should be a lifelong source of financial education and support—from planning for college to saving for retirement and everything in between.

That’s why we have specialized recommendations for products and services designed to help you meet your goals (both short-term and down the road), based on your changing needs and priorities.

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Make the Most of Your MCU Membership.

Membership in our community is about more than just banking. As an MCU member, you can access valuable information and resources to help you plan and reach your financial goals.

All about Private Mortgage Insurance (PMI)

Have you heard of PMI? PMI, short for Private Mortgage Insurance, is an insurance policy that helps protect the lender if the borrower can't pay their mortgage. ...

What to Consider Financially As A First-Time Homebuyer

So, you’re ready to buy your first home. Congratulations! For many people, taking this step is one of the biggest financial moves they will make in their entire lives. Because of ...

Mortgages 101: Getting Started on The Path to Homeownership

When you embark on the search for a new home, you may think you know the steps to take: Read the listings, visit some open houses, sign on with a Realtor, make an offer. In fact, ...
FAQs

Get Answers to Our Most Frequently Asked Questions.

What percent down do I need for an Investment Property Loan?

Typically, you’ll need to put down 20-25% of the total property value.

What is the limit I can borrow?

Your borrowing limit will be determined based on a mix of factors, such as your yearly income, the term length of your mortgage, and the mortgage interest rate.

Use our mortgage calculator to get an estimate of the investment mortgage you may be able to qualify for.

What are the different interest rates on an Investment Property Loan?

Interest rates will differ based on the type of loan you have, the loan term length, and other factors. Typically, investment property mortgage rates are higher than primary residence rates.

Ready to Invest in Your Family’s Future?

Join now to get access to the competitive rates, lending products, and educational resources you need to make smart investments and secure an exceptional financial future.

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Why Join?
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