Here’s What You Get with a Basic Share Draft Account.
MCU Visa® Debit Card Access
MCU membership means access to easy spending options that are just as fast as using cash. Just swipe your MCU Visa® Debit Card for the convenience and security of the latest card technology while you’re on the go.
No Minimum Deposit
With no minimum deposit required to open a Basic Share Draft account, you’ll be able to start managing your everyday spending from day one—without having to first pony up so much a penny.
Digital Banking Service
Your account includes access to digital banking online and via the NYMCU mobile app. You can even access your account via telephone banking services instead of visiting a branch location.
Easy Direct Deposit
Receive paychecks and payouts in your bank account automatically (no branch visit needed) when you establish Direct Deposit of any regularly recurring payments.
Get Paid Faster with Direct Deposit & Automatic Transfer.
Set up automatic deposit of regular paychecks (or any other recurring payments) directly into your Hero Savings, Everyday Hero or Basic Share Draft account—securely and without incurring any additional fees—and enjoy immediate access to your money.