Points | Rates As Low As | APR* | Monthly Payment Per $1,000 Borrowed |
10 Year Term - 120 Payments |
2 | 3.875% | 4.469% | $10.07 |
1 | 4.000% | 4.377% | $10.12 |
0 | 4.125% | 4.288% | $10.18 |
15 Year Term - 180 Payments |
2 | 4.000% | 4.414% | $7.40 |
1 | 4.125% | 4.388% | $7.46 |
0 | 4.250% | 4.363% | $7.52 |
20 Year Term - 240 Payments |
2 | 4.375% | 4.703% | $6.26 |
1 | 4.500% | 4.709% | $6.33 |
0 | 4.625% | 4.715% | $6.39 |
30 Year Term - 360 Payments |
2 | 4.750% | 4.994% | $5.22 |
1 | 4.875% | 5.030% | $5.29 |
0 | 5.000% | 5.067% | $5.37 |
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*APR = Annual Percentage Rate.
THE ABOVE PAYMENT EXAMPLES DO NOT REFLECT AMOUNTS DUE FOR TAXES, HOMEOWNER'S INSURANCE AND PMI INSURANCE (PMI INSURANCE WILL BE REQUIRED IF YOU ARE BORROWING MORE THAN 80% OF THE APPRAISED VALUE OF THE PROPERTY). THEREFORE, YOUR ACTUAL PAYMENT OBLIGATIONS WILL BE HIGHER.
Above APRs are based on loan amounts of $280,000. Above rates are applicable to loans secured by a 1-2 Family home which is the principal residence of the borrower(s). Different rates may apply for loans secured by Co-ops, Second/Vacation homes and 3-4 Family homes. Rates may be higher based on applicant’s creditworthiness. Rates and terms are subject to change without notice. Certain restrictions may apply.